3500 S 4th St, Waco, TX 76706 Property Records

McLennan County property record for 3500 S 4th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,353 sqft · built 1940
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on Record
Last Sale	$249,470 (Jul 2026)
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`48-041303-000100-2`

Property Details

APN / Parcel Number

Primary APN	`48-041303-000100-2`
Alternative APNs	`4804130300010020111` `193495`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,353 sqft
Flooring	Wood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1963
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	78,408 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	65 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	3500 S 4TH ST
City	WACO
State	TX
Zip	76706-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	TINDELL LOT 1 BLOCK A ACRES 1.8
Legal Subdivision	TINDELL
Legal Block	A
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1006
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3500 S 4TH ST, WACO, TX 76706-4135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Special Warranty Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Jul 2, 2025
Deed Document Number	202624284
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 30, 2026
Property Address	3500 S 4TH ST, WACO, TX 76706-4135
Document Number	0000024284
Instrument Date	Jul 28, 2026
Instrument	202624284
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 S 4TH ST, WACO, TX 76706-4135
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024285,
Date	Jul 30, 2026
Instrument	202624285

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Aug 10, 2031

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jul 27, 2026
Property Address	3500 S 4TH ST, WACO, TX 76706-4135
Document Number	0000023833
Instrument Date	Jul 23, 2026
Instrument	202623833
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000023833,
Date	Jul 27, 2026
Instrument	202623833

Lender

Name	FIDELITY BANK/TX

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,035 (+189.6%) Land $187,238 Building $145,797	$333,035 (+189.6%) Land $187,238 Building $145,797
2025	$2,585.00 (+1,038.77%)	$115,000 (-59.1%) Land $63,791 Building $51,209	$115,000 (-59.1%) Land $63,791 Building $51,209
2024	$227.00 (-63.74%)
2023		$281,180 Land $170,150 Building $111,030	$281,180 Land $170,150 Building $111,030
2022	$626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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