3508 E Carmel Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3508 E Carmel Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,258 sqft · built 1976
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Sep 2022)
Tax Bill	$6,696 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-301-054.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-301-054.000-018`
Alternative APN	`1610320301054000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,258 sqft Living Area
Gross Area	6,838 sqft
1st Floor Area	3,260 sqft
2nd Floor Area	1,330 sqft
Attic	Attic
Attic Area	792 sqft
Basement Area	1,330 sqft
Finished Basement	998 sqft
Unfinished Basement	332 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	232 ft deep x 310 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	1,984 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3508 E CARMEL DR
City	CARMEL
State	IN
Zip	46033-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 2, LOT PT 59
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	EDEN ESTATES SECTION 2
Legal Block	2
Legal Lot Number	59
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	111003

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3508 E CARMEL DR, CARMEL, IN 46033-4331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Deed Document Number	202244732
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 12, 2022
Property Address	3508 E CARMEL DR, CARMEL, IN 46033-4331
Document Number	0000044732
Map Reference	MB 6 PG 46&47
Instrument Date	Sep 7, 2022
Instrument	2022044732
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 E CARMEL DR, CARMEL, IN 46033-4331

Mortgage

Document Number	0000044733
Date	Sep 12, 2022
Instrument	2022044733

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$629,400 (+6.93%) Land $192,800 Building $436,600	$629,400 (+6.93%) Land $192,800 Building $436,600
2024	$6,696.00 (-1.46%)	$588,600 (-3.48%) Land $192,800 Building $395,800	$588,600 (-3.48%) Land $192,800 Building $395,800
2023	$6,795.00 (+10.92%) Homeowner's exemption	$609,800 (+13.62%) Land $116,600 Building $493,200	$609,800 (+13.62%) Land $116,600 Building $493,200
2022	$6,126.00	$536,700 Land $116,600 Building $420,100	$536,700 Land $116,600 Building $420,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: On-Ramp Indiana.

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