35116 Bergamot Cv, Fallbrook, CA 92028 Property Records

San Diego County property record for 35116 Bergamot Cv, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,341 sqft · built 2023
OwnerIndividual Name on Record
Last Sale$747,500 (Feb 2023)
Tax Bill$12,664 (2025)
Deeds & MortgagesFeb 2023 Transfer
Feb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN108-521-24-00

Property Details

APN / Parcel Number

Primary APN108-521-24-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,341 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address35116 BERGAMOT CV
CityFALLBROOK
StateCA
Zip92028-6570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionLOT 199 TR 016444
Legal SubdivisionCOUNTY SAN DIEGO 5354-2
Legal Tract016444
Legal Block1
Legal Lot Number199
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1069
Census Tract19002

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address35116 BERGAMOT CV, FALLBROOK, CA 92028-6570
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Feb 28, 2023Grant Deed, Subdivision Related Transfer · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2023 · Amount on Record
Deed SaleFeb 28, 2023 · Amount on Record
Deed Document Number202351344
Prior Transfer DateFeb 27, 2023
Prior Transfer Doc0000051343
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 28, 2023
Property Address35116 BERGAMOT CV, FALLBROOK, CA 92028-6570
Document Number0000051343
Map ReferenceMAP 16444
Instrument DateFeb 27, 2023
Instrument2023-0051343
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35116 BERGAMOT CV, FALLBROOK, CA 92028-6570

February 2023: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 28, 2023
Property Address35116 BERGAMOT CV, FALLBROOK, CA 92028-6570
Document Number0000051344
Map ReferenceMAP 16444
Instrument DateFeb 6, 2023
Instrument2023-0051344
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 1, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35116 BERGAMOT CV, FALLBROOK, CA 92028-6570

Mortgage

Document Number0000051345
DateFeb 28, 2023
Instrument2023-0051345
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$792,735 (+2%) Land $256,811 Building $535,924
2025$12,664.00 (+31.93%) Homeowner's exemption$777,192 (+57.07%) Land $251,776 Building $525,416
2023$9,599.00 (+1,291.16%)$494,820 Land $63,820 Building $431,000
2022$690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims19 (1978–2019)
Claims Outside the SFHA6 of 19
Most Recent ClaimMar 2019
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 53% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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