35107 Bergamot Cv, Fallbrook, CA 92028 Property Records

San Diego County property record for 35107 Bergamot Cv, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,814 sqft · built 2022
OwnerIndividual Name on Record
Last Sale$726,000 (Dec 2022)
Tax Bill$12,238 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Dec 2022 Transfer
Flood ZoneZone X (minimal risk)
APN108-520-26-00

Property Details

APN / Parcel Number

Primary APN108-520-26-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,814 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address35107 BERGAMOT CV
CityFALLBROOK
StateCA
Zip92028-6570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionLOT 194 TR 016444
Legal SubdivisionFALLBROOK 5354-2
Legal Tract016444
Legal Block1
Legal Lot Number194
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1069
Census Tract19002

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address35107 BERGAMOT CV, FALLBROOK, CA 92028-6570
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Grant Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 15, 2022Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2022 · Amount on Record
Deed SaleDec 15, 2022 · Amount on Record
Deed Document Number2022468882
Prior Transfer DateNov 21, 2022
Prior Transfer Doc0000468881
Record UpdatedSep 20, 2026

December 2022: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 15, 2022
Property Address35107 BERGAMOT CV, FALLBROOK, CA 92028-6570
Document Number0000468882
Map ReferenceMAP 16444
Instrument DateDec 5, 2022
Instrument2022-0468882
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 1, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35107 BERGAMOT CV, FALLBROOK, CA 92028-6570

Mortgage

Document Number0000468883
DateDec 15, 2022
Instrument2022-0468883
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateJan 1, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change6.25%
IndexOther
Max Rate6.25%

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 15, 2022
Property Address35107 BERGAMOT CV, FALLBROOK, CA 92028-6570
Document Number0000468881
Map ReferenceMAP 16444
Instrument DateNov 21, 2022
Instrument2022-0468881
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35107 BERGAMOT CV, FALLBROOK, CA 92028-6570

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$770,242 (+2%) Land $360,810 Building $409,432
2025$12,238.00 (+4.16%)$755,140 (+4.04%) Land $353,736 Building $401,404
2023$11,749.00 (+1,602.75%)$725,818 Land $340,000 Building $385,818
2022$690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims19 (1978–2019)
Claims Outside the SFHA6 of 19
Most Recent ClaimMar 2019
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 53% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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