35104 Bergamot Cv, Fallbrook, CA 92028 Property Records

San Diego County property record for 35104 Bergamot Cv, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,106 sqft · built 2022
Owner	2 Company Names on File
Last Sale	$845,500 (Dec 2022)
Tax Bill	$13,699 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-521-21-00`

Property Details

APN / Parcel Number

Primary APN	`108-521-21-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,106 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	35104 BERGAMOT CV
City	FALLBROOK
State	CA
Zip	92028-6570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 196 TR 016444
Legal Subdivision	FALLBROOK 5354-2
Legal Tract	016444
Legal Block	1
Legal Lot Number	196
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1069
Census Tract	19002

Owner

Source: San Diego County records · APN 108-521-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	35104 BERGAMOT CV, FALLBROOK, CA 92028-6570
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 31, 2023	Intrafamily Transfer, Transfer
Dec 13, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Dec 13, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 2022 · Amount on Record
Deed Sale	Dec 13, 2022 · Amount on Record
Deed Document Number	2022466337
Last Transfer Date	Oct 23, 2023
Transfer Doc	0000299925
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	35104 BERGAMOT CV, FALLBROOK, CA 92028-6570
Transaction Type	Mortgage
Record Updated	Nov 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000299110
Date	Oct 30, 2023
Instrument	2023-0299110

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2023
Property Address	35104 BERGAMOT CV, FALLBROOK, CA 92028-6570
Document Number	0000299925
Map Reference	MAP 16444
Instrument Date	Oct 23, 2023
Instrument	2023-0299925
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	35104 BERGAMOT CV, FALLBROOK, CA 92028-6570

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2022
Property Address	35104 BERGAMOT CV, FALLBROOK, CA 92028-6570
Document Number	0000466336
Map Reference	MAP 16444
Instrument Date	Dec 08, 2022
Instrument	2022-0466336
Transaction Type	Transfer
Record Updated	Aug 01, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35104 BERGAMOT CV, FALLBROOK, CA 92028-6570

December 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2022
Property Address	35104 BERGAMOT CV, FALLBROOK, CA 92028-6570
Document Number	0000466337
Map Reference	MAP 16444
Instrument Date	Dec 05, 2022
Instrument	2022-0466337
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 01, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35104 BERGAMOT CV, FALLBROOK, CA 92028-6570

Mortgage

Document Number	0000466338
Date	Dec 13, 2022
Instrument	2022-0466338

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$896,947 (+2%) Land $445,707 Building $451,240
2025	$13,699.00 (+4.19%)	$879,361 (+4.04%) Land $436,968 Building $442,393
2023	$13,148.00 (+1,805.51%)	$845,215 Land $420,000 Building $425,215
2022	$690.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730190021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	19 (1978–2019)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Mar 2019
Claims By Storm	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Wildfire

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	About 1 in 146 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 509 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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