3510 Harbor Pointe Dr, Rowlett, TX 75088 Property Records

Dallas County property record for 3510 Harbor Pointe Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,455 sqft · built 1995
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,266 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`440018200G00200`

Property Details

APN / Parcel Number

Primary APN	`440018200G00200`
Alternative APN	`44-00182-00G-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,455 sqft Living Area
1st Floor Area	2,455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440018200G00200
Street Address	3510 HARBOR POINTE DR
City	ROWLETT
State	TX
Zip	75088-1586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z340
Legal Description	HARBOR POINTE ESTATES PH 1 BLK G LT 2 INT202500112919 DD05292025 CO-DC 0018200G00200 1CW0018200G
Legal Subdivision	HARBOR POINTE ESTATES PH 1
Legal Tract	182
Legal Block	G
Legal Lot Number	2
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1007
Census Tract	18146

Owner

3510 Harbor Pointe Dr is owned and occupied by two individuals who acquired it in June 2025.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3510 HARBOR POINTE DR, ROWLETT, TX 75088-1586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2019	Deed of Trust, Mortgage AMERICAN HERITAGE CAP
Aug 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025
Deed Sale	Jun 2, 2025
Prior Sale	Oct 27, 2015 · Amount on File
Deed Document Number	2025112919
Prior Transfer Date	Sep 18, 2000
Prior Transfer Doc	2000003437
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3510 HARBOR POINTE DR, ROWLETT, TX 75088-1586
Document Number	0000211353
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3510 HARBOR POINTE DR ROWLETT TX 750881586, ROWLETT, TX 75088-1586

Mortgage

Document Number	0000211353
Date	Aug 12, 2019
Instrument	211353

Lender

Name	AMERICAN HERITAGE CAP
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3510 HARBOR POINTE DR, ROWLETT, TX 75088-1586
Document Number	0000253620
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 HARBOR POINTE DR ROWLETT TX 750881586, ROWLETT, TX 75088-1586

Mortgage

Document Number	0000253620
Date	Sep 7, 2017
Instrument	253620

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3510 Harbor Pointe Dr was $7,266, up 32.5% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,000 (-4.62%) Land $120,000 Building $300,000	$420,000 (-4.62%) Land $120,000 Building $300,000
2025	$7,266.00 (+32.54%)	$440,340 Land $120,000 Building $320,340	$440,340 Land $120,000 Building $320,340
2024	$5,482.00 (+2.66%)
2023	$5,340.00 (-4.44%) Homeowner's exemption Disabled Person's exemption	$338,000 Land $120,000 Building $218,000	$338,000 Land $120,000 Building $218,000
2022	$5,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3510 Harbor Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3510 Harbor Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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