3406 Harbor Pointe Dr, Rowlett, TX 75088 Property Records

Dallas County property record for 3406 Harbor Pointe Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,576 sqft · built 1998
Lot Size	0.264 acres (11,519 sqft)
Owner	Individual Name on File
Last Sale	$347,096 (Oct 2026)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`440018200G00700`

Property Details

APN / Parcel Number

Primary APN	`440018200G00700`
Alternative APN	`44-00182-00G-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,576 sqft Living Area
1st Floor Area	2,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,519 sqft (0.264 acres)
Lot Dimensions	151 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	440018200G00700
Street Address	3406 HARBOR POINTE DR
City	ROWLETT
State	TX
Zip	75088-1585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z340
Legal Description	HARBOR POINTE ESTATES PH 1 BLK G LT 7 VOL2000126/1673 DD06232000 CO-DC 0018200G00700 3440018200G
Legal Subdivision	HARBOR POINTE ESTATES PH 1
Legal Tract	182
Legal Block	G
Legal Lot Number	7
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1007
Census Tract	18146

Owner

3406 Harbor Pointe Dr is owned and occupied by an individual who bought it in October 2026.

Source: Dallas County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3406 HARBOR POINTE DR, ROWLETT, TX 75088-1585
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Affidavit, Transfer
Oct 5, 2026	Deed, Transfer · FHA Mortgage NETX MORTGAGE LLC
May 27, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	Jun 28, 2000 · Amount on File
Deed Document Number	2026214430
Prior Transfer Date	May 26, 2026
Prior Transfer Doc	0000112569
Record Updated	Oct 29, 2026

October 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	DALLAS TX
Recording Date	Oct 5, 2026
Property Address	3406 HARBOR POINTE DR, ROWLETT, TX 75088-1585
Document Number	0000214429
Instrument Date	Oct 2, 2026
Instrument	2026214429
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DALLAS TX
Recording Date	Oct 5, 2026
Property Address	3406 HARBOR POINTE DR, ROWLETT, TX 75088-1585
Document Number	0000214430
Instrument Date	Oct 2, 2026
Instrument	2026214430
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	ALLEGIANCE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 HARBOR POINTE DR, ROWLETT, TX 75088-1585

Mortgage

Document Number	0000214431,
Date	Oct 5, 2026
Instrument	2026214431

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DALLAS TX
Recording Date	May 27, 2026
Property Address	3406 HARBOR POINTE DR, ROWLETT, TX 75088-1585
Document Number	0000112569
Instrument Date	May 26, 2026
Instrument	2026112569
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 STATE HIGHWAY 276 W, QUINLAN, TX 75474-7844

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3406 HARBOR POINTE DR, ROWLETT, TX 75088-1585
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116075
Date	Apr 26, 2022
Instrument	202200116075

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3406 HARBOR POINTE DR, ROWLETT, TX 75088-1585
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700011169
Date	Jan 12, 2017
Instrument	201700011169

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3406 Harbor Pointe Dr was $1,837, down 72.8% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,220 (-3.95%) Land $120,000 Building $338,220	$458,220 (-3.95%) Land $120,000 Building $338,220
2025	$1,837.00 (-72.76%) Homeowner's exemption Senior Citizen's exemption	$477,050 Land $120,000 Building $357,050	$477,050 Land $120,000 Building $357,050
2024	$6,744.00 (+16.42%)
2023	$5,793.00 (-4.26%) Homeowner's exemption Senior Citizen's exemption	$403,050 Land $120,000 Building $283,050	$403,050 Land $120,000 Building $283,050
2022	$6,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3406 Harbor Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3406 Harbor Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Harbor Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures