3502 Harbor Pointe Dr, Rowlett, TX 75088 Property Records

Dallas County property record for 3502 Harbor Pointe Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,159 sqft · built 1999
Lot Size	0.257 acres (11,200 sqft)
Owner	Trust Name on File
Last Sale	$233,100 (Dec 2005)
Tax Bill	$4,631 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`440018200G00400`

Property Details

APN / Parcel Number

Primary APN	`440018200G00400`
Alternative APN	`44-00182-00G-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,159 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440018200G00400
Street Address	3502 HARBOR POINTE DR
City	ROWLETT
State	TX
Zip	75088-1586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z340
Legal Description	HARBOR POINTE ESTATES PH 1 BLK G LT 4 INT200503626455 DD11212005 CO-DC 0018200G00400 1CW0018200G
Legal Subdivision	HARBOR POINTE ESTATES PH 1
Legal Tract	182
Legal Block	G
Legal Lot Number	4
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1007
Census Tract	18146

Owner

3502 Harbor Pointe Dr is owner-occupied and held in a trust since December 2021.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Trust Name on File
Mailing Address	3502 HARBOR POINTE DR, ROWLETT, TX 75088-1586
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 17, 2021	Intrafamily Transfer, Transfer
Sep 2, 2021	Intrafamily Transfer, Transfer STEWART TITLE
Dec 9, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2005 · Amount on File
Deed Sale	Dec 14, 2005 · Amount on File
Prior Sale	Sep 30, 1999 · Amount on File
Deed Document Number	20053626455
Last Transfer Date	Dec 17, 2021
Transfer Doc	0000376785
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3502 HARBOR POINTE DR, ROWLETT, TX 75088-1586
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241236
Date	Sep 7, 2018
Instrument	201800241236

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3502 HARBOR POINTE DR, ROWLETT, TX 75088-1586
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218691
Date	Aug 17, 2020
Instrument	202000218691

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3502 HARBOR POINTE DR, ROWLETT, TX 75088-1586
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000272411
Date	Sep 13, 2021
Instrument	202100272411

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS TX
Recording Date	Dec 17, 2021
Property Address	3502 HARBOR POINTE DR, ROWLETT, TX 75088-1586
Document Number	0000376785
Map Reference	VOL 95062 PG 2536
Instrument Date	Dec 17, 2021
Instrument	202100376785
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3502 HARBOR POINTE DR, ROWLETT, TX 75088-1586

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS TX
Recording Date	Sep 2, 2021
Property Address	3502 HARBOR POINTE DR, ROWLETT, TX 75088-1586
Document Number	0000263603
Map Reference	VOL 95062 PG 2536
Instrument Date	Sep 2, 2021
Instrument	202100263603
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3502 HARBOR POINTE DR, ROWLETT, TX 75088-1586

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DALLAS TX
Recording Date	Dec 9, 2020
Property Address	3502 HARBOR POINTE DR, ROWLETT, TX 75088-1586
Document Number	0000343034
Instrument Date	Dec 3, 2020
Instrument	343034
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3502 HARBOR POINTE DR ROWLETT TX 750881586, ROWLETT, TX 75088-1586

Tax Assessment & Valuation

The 2025 property tax bill for 3502 Harbor Pointe Dr was $4,631 with exemptions applied, down 42.5% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,900 (-3.83%) Land $120,000 Building $344,900	$464,900 (-3.83%) Land $120,000 Building $344,900
2025	$4,631.00 (-42.54%) Homeowner's exemption Senior Citizen's exemption	$483,430 Land $120,000 Building $363,430	$483,430 Land $120,000 Building $363,430
2024	$8,060.00 (+15.74%)
2023	$6,964.00 (-4.41%) Homeowner's exemption Senior Citizen's exemption	$453,320 Land $120,000 Building $333,320	$453,320 Land $120,000 Building $333,320
2022	$7,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3502 Harbor Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3502 Harbor Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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