351 River Rd, Westminster, SC 29693 Property Records

Oconee County property record for 351 River Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,322 sqft · built 2000
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jul 2021)
Tax Bill	$5,763 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`259-00-01-110`

Property Details

APN / Parcel Number

Primary APN	`259-00-01-110`
Alternative APN	`34675`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,322 sqft Living Area
1st Floor Area	2,322 sqft
Basement Area	4,106 sqft
Finished Basement	4,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Garage Area	537 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34675
Street Address	351 RIVER RD
City	WESTMINSTER
State	SC
Zip	29693-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S37-68 BP#0201794/04
Legal Block	1
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3042
Census Tract	31100

Owner

Source: Oconee County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1425 WITHMERE LN, ATLANTA, GA 30338-3342
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 9, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	20211304
Deed Book / Page	2710 / 85
Prior Transfer Date	Aug 29, 2019
Prior Transfer Doc	0025010087
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 26, 2021
Property Address	351 RIVER RD, WESTMINSTER, SC 29693-3332
Document Number	0000001304
Book / Page	2710 / 85
Map Reference	MB P-60 PG 121
Instrument Date	Jul 22, 2021
Instrument	1304
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,924.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1425 WITHMERE LN, DUNWOODY, GA 30338-3342

Mortgage

Document Number	0000001305
Date	Jul 26, 2021
Book Page	4189/256
Instrument	1305

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 9, 2019
Property Address	351 RIVER RD, WESTMINSTER, SC 29693-3332
Document Number	0025010087
Book / Page	002501 / 000087
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	RAVENSWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351 RIVER RD WESTMINSTER SC 296933332, WESTMINSTER, SC 29693-3332

Mortgage

Document Number	38680280
Date	Sep 9, 2019
Book Page	003868/000280

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2034

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,763.00	$17,882 (-) Land $431 Building $17,451	$447,040 (-) Land $10,770 Building $436,270
2023		$17,882 Land $431 Building $17,451	$447,040 Land $10,770 Building $436,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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