346 River Rd, Westminster, SC 29693 Property Records

Oconee County property record for 346 River Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1998
Lot Size	8.86 acres (386,377 sqft)
Owner	Individual Name on File
Last Sale	$334,000 (May 2023)
Tax Bill	$4 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`259-00-01-114`

Property Details

APN / Parcel Number

Primary APN	`259-00-01-114`
Alternative APN	`34678`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Metal
Lot Area	386,377 sqft (8.86 acres)
Garage Type	Attached
Garage Area	462 sqft
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34678
Old Parcel Number	259 00 01 114
Street Address	346 RIVER RD
City	WESTMINSTER
State	SC
Zip	29693-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1-A (8.87 AC)
Legal Subdivision	BARTLETT & CASH LAND SURVEYORS
Legal Tract	1-A
Legal Block	1
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3031
Census Tract	31100

Owner

Source: Oconee County records · APN 259-00-01-114

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	346 RIVER RD, WESTMINSTER, SC 29693-3332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDRONE INC
May 03, 2023	Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 22, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 22, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 22, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2023 · Amount on Record
Deed Sale	May 03, 2023 · Amount on Record
Prior Sale	Jan 22, 2018
Deed Document Number	0000014005
Deed Book / Page	1936 / 172
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	346 RIVER RD, WESTMINSTER, SC 29693-3332
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	PRO TITLE, TRUSTPRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 RIVER RD, WESTMINSTER, SC 29693-3332

Mortgage

Document Number	0000010593
Date	Feb 24, 2026
Book Page	4788/89
Instrument	10593

Lender

Name	LOANDRONE INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 03, 2023
Property Address	346 RIVER RD, WESTMINSTER, SC 29693-3332
Document Number	0000014005
Book / Page	1936 / 172
Map Reference	MB B620 PG 3
Instrument Date	Apr 28, 2023
Instrument	14005
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	346 RIVER RD, WESTMINSTER, SC 29693-3332

Mortgage

Document Number	0000014006
Date	May 03, 2023
Book Page	4444/287
Instrument	14006

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 22, 2018
Property Address	346 RIVER RD, WESTMINSTER, SC 29693-3332
Document Number	0000008928
Book / Page	002330 / 000059
Instrument Date	Dec 22, 2017
Instrument	8928
Transaction Type	Transfer
Record Updated	Jan 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 AMHERST ST NEW BRITAIN CT 060532575, NEW BRITAIN, CT 06053-2575

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 22, 2018
Property Address	346 RIVER RD, WESTMINSTER, SC 29693-3332
Document Number	0000008929
Book / Page	002330 / 000064
Instrument Date	Dec 15, 2017
Instrument	8929
Transaction Type	Transfer
Record Updated	Jan 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 RIVER RD WESTMINSTER SC 296933332, WESTMINSTER, SC 29693-3332

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 22, 2018
Property Address	346 RIVER RD, WESTMINSTER, SC 29693-3332
Document Number	0000008927
Book / Page	002330 / 000054
Instrument Date	Dec 15, 2017
Instrument	8927
Transaction Type	Transfer
Record Updated	Jan 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4061 WELLS HWY SENECA SC 296784653, SENECA, SC 29678-4653

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 21, 2017
Property Address	346 RIVER RD, WESTMINSTER, SC 29693-3332
Document Number	0000007846
Book / Page	002324 / 000273
Instrument Date	Dec 15, 2017
Instrument	7846
Transaction Type	Transfer
Record Updated	Jan 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 21, 2017
Property Address	346 RIVER RD, WESTMINSTER, SC 29693-3332
Document Number	0000007845
Book / Page	002324 / 000271
Instrument Date	Dec 15, 2017
Instrument	7845
Transaction Type	Transfer
Record Updated	Jan 09, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4.00	$12,734 (+51.11%) Land $2,576 Building $10,158	$318,350 (+51.1%) Land $64,400 Building $253,950
2023		$8,427 Land $1,443 Building $6,984	$210,692 Land $36,080 Building $174,612

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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