284 River Rd, Westminster, SC 29693 Property Records

Oconee County property record for 284 River Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,087 sqft · built 2009
Lot Size	33.8 acres (1,473,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Feb 2023)
Tax Bill	$1,563 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`259-00-01-133`

Property Details

APN / Parcel Number

Primary APN	`259-00-01-133`
Alternative APN	`1066756`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,087 sqft Living Area
1st Floor Area	2,087 sqft
Basement Area	1,487 sqft
Unfinished Basement	1,487 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Stone
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	1,473,635 sqft (33.8 acres)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1066756
Street Address	284 RIVER RD
City	WESTMINSTER
State	SC
Zip	29693-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RD (33.83 AC)
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3027
Census Tract	31100

Owner

Source: Oconee County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 RIVER RD, WESTMINSTER, SC 29693-4029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU
Feb 13, 2023	Deed, Transfer JIM HORTON
Dec 4, 2017	Deed of Trust, Mortgage RABUN COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	May 9, 2007 · Amount on Record
Deed Document Number	202310406
Deed Book / Page	2905 / 237
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	284 RIVER RD, WESTMINSTER, SC 29693-4029
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 RIVER RD, WESTMINSTER, SC 29693-4029

Mortgage

Document Number	0000007344
Date	Dec 19, 2023
Book Page	4518/59
Instrument	7344

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 13, 2023
Property Address	284 RIVER RD, WESTMINSTER, SC 29693-4029
Document Number	0000010406
Book / Page	2905 / 237
Map Reference	MB B342 PG 9
Instrument Date	Feb 2, 2023
Instrument	10406
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	805 BUTTER RD, BONNEAU, SC 29431-8720
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010407
Date	Feb 13, 2023
Book Page	4421/293
Instrument	10407

Lender

Name	JIM HORTON
Type	Private Party
Address	7415 SHADBURN FERRY RD, CUMMING, GA 30041

Agreement

Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	284 RIVER RD, WESTMINSTER, SC 29693-4029
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007060
Date	Dec 4, 2017
Instrument	07060

Lender

Name	RABUN COUNTY BANK
Type	Bank
Address	00000

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,563.00	$23,741 (+85.23%) Land $7,489 Building $16,252	$593,520 (+85.23%) Land $187,220 Building $406,300
2023		$12,817 Land $4,688 Building $8,129	$320,420 Land $117,200 Building $203,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 66% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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