351 Elm St, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 351 Elm St, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	1,871 sqft · built 1929
Lot Size	0.119 acres (5,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$553,000 (Oct 2020)
Tax Bill	$13,079 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-01208-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`44-01208-0000-00012`
Alternative APNs	`440120800012` `047100`

Interior

Stories	2 Stories
Building Area	1,871 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	5,201 sqft (0.119 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	047100
Street Address	351 ELM ST
City	ORADELL
State	NJ
Zip	07649-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	.1194
Legal Block	1208
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	1
Census Block	1002
Census Tract	40002

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	351 ELM ST, ORADELL, NJ 07649-2207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Sep 23, 2013 · Amount on Record
Deed Document Number	2020110641
Deed Book / Page	3791 / 660
Record Updated	Sep 20, 2026

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 27, 2020
Property Address	351 ELM ST, ORADELL, NJ 07649-2207
Document Number	0037910660
Book / Page	3791 / 660
Instrument Date	Jul 29, 2020
Instrument	20-110641
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,686.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	351 ELM ST, 351, ORADELL, NJ 07649-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 ELM ST, ORADELL, NJ 07649-2207

Mortgage

Document Number	20110642
Date	Oct 27, 2020
Instrument	20-110642

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$611,700 (+7.33%) Land $297,000 Building $314,700	$611,700 (+7.33%) Land $297,000 Building $314,700
2025	$13,079.00 (-5.06%)	$569,900 (+13.12%) Land $281,600 Building $288,300	$569,900 (+13.12%) Land $281,600 Building $288,300
2024	$13,776.00 (+7.18%)
2023		$503,800 Land $249,000 Building $254,800	$503,800 Land $249,000 Building $254,800
2022	$12,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	23 (1980–2023)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880