Bergen County and Oradell Borough property record for 348 Elm St, Oradell, NJ 07649 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,158 sqft · built 1949 |
| Lot Size | 0.191 acres (8,324 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,977 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-01209-0000-00019 |
| Primary APN | 44-01209-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,158 sqft Living Area |
| 1st Floor Area | 2,158 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 8,324 sqft (0.191 acres) |
| Lot Dimensions | 111 ft deep x 75 ft wide |
| Account Number | 050900 |
|---|---|
| Street Address | 348 ELM ST |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X111 |
| Legal Block | 1209 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40002 |
Source: Bergen County and Oradell Borough records · APN 44-01209-0000-00019
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 348 ELM ST, ORADELL, NJ 07649-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP |
| Sep 01, 2018 | Deed of Trust, Mortgage · Line of Credit LAKELAND BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 348 ELM ST, ORADELL, NJ 07649-2248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0039291096 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 3929/1096 |
| Instrument | 21-011048 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 348 ELM ST, ORADELL, NJ 07649-2248 |
| Document Number | 0030701054 |
| Instrument Date | Sep 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 348 ELM ST ORADELL NJ 076492248, ORADELL, NJ 07649-2248 |
| Document Number | 0030701054 |
|---|---|
| Date | Oct 03, 2018 |
| Book Page | 003070/001054 |
| Instrument | 70442 |
| Name | LAKELAND BK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 02, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Oradell Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $716,600 (+9.81%) Land $424,600 Building $292,000 | $716,600 (+9.81%) Land $424,600 Building $292,000 | |
| 2025 | $14,977.00 (+1.9%) | $652,600 (+21.39%) Land $399,500 Building $253,100 | $652,600 (+21.39%) Land $399,500 Building $253,100 |
| 2024 | $14,698.00 (+7.03%) | ||
| 2023 | $537,600 Land $313,900 Building $223,700 | $537,600 Land $313,900 Building $223,700 | |
| 2022 | $13,733.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030400021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 23 (1980–2023) |
| Claims Outside the SFHA | 5 of 23 |
| Most Recent Claim | Dec 2023, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 1% of the US · above 3% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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