Bergen County and Oradell Borough property record for 345 Elm St, Oradell, NJ 07649 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,416 sqft · built 1929 |
| Lot Size | 0.123 acres (5,349 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,500 (Oct 1997) |
| Tax Bill | $12,749 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-01208-0000-00014 |
| Primary APN | 44-01208-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,416 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 5,349 sqft (0.123 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Account Number | 047300 |
|---|---|
| Street Address | 345 ELM ST |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X107 |
| Legal Block | 1208 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40002 |
Source: Bergen County and Oradell Borough records · APN 44-01208-0000-00014
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 ELM ST, ORADELL, NJ 07649-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 1997 · Amount on Record |
| Deed Sale | Oct 20, 1997 · Amount on Record |
| Deed Document Number | 1997129534 |
| Deed Book / Page | 8014 / 612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 345 ELM ST, ORADELL, NJ 07649-2207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039241246 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 3924/1246 |
| Instrument | 21-009425 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 345 ELM ST, ORADELL, NJ 07649-2207 |
| Document Number | 0035220630 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2020 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 345 ELM ST ORADELL NJ 076492207, ORADELL, NJ 07649-2207 |
| Document Number | 0035220630 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 003522/000630 |
| Instrument | 20023548 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2050 |
Source: Bergen County and Oradell Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $579,300 (+4.28%) Land $297,500 Building $281,800 | $579,300 (+4.28%) Land $297,500 Building $281,800 | |
| 2025 | $12,749.00 (-5.07%) | $555,500 (+13.11%) Land $282,000 Building $273,500 | $555,500 (+13.11%) Land $282,000 Building $273,500 |
| 2024 | $13,430.00 (+7.16%) | ||
| 2023 | $491,100 Land $249,400 Building $241,700 | $491,100 Land $249,400 Building $241,700 | |
| 2022 | $12,533.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030400021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 8 in force 5 of 8 on primary residences |
| Nearby Flood Claims | 23 (1980–2023) |
| Claims Outside the SFHA | 5 of 23 |
| Most Recent Claim | Dec 2023, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Low above 1% of the US · above 3% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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