McKean County property record for 351 E Main St, Bradford, PA 16701
| Property Type | Single Family Home |
|---|---|
| Details | 3,198 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,221 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-011.-107.00 |
| Primary APN | 06-011.-107.00 |
|---|---|
| Alternative APN |
|
| Building Area | 3,198 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 135 ft deep x 63 ft wide |
| Street Address | 351 E MAIN ST |
|---|---|
| City | BRADFORD |
| State | PA |
| Zip | 16701-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0912-0283 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | BRADFORD |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 420400 |
Source: McKean County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 351 E MAIN ST, BRADFORD, PA 16701-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Line of Credit AMERISERV FINANCIAL BANK |
| Jan 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage AMERISERV FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 351 E MAIN ST, BRADFORD, PA 16701-1743 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001030/941 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 1030/941 |
| Instrument | 202300899 |
| Name | AMERISERV FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, PA 15907 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 351 E MAIN ST, BRADFORD, PA 16701-1743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Name | Verified Name |
|---|
| Document Number | 916/0656 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 916/0656 |
| Instrument | 201900327 |
| Name | AMERISERV FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, PA 15907 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| Municipality | Bradford City |
| County | McKean County |
| Unified School District | Bradford Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,221.00 (+3.27%) | $58,990 (-) Land $8,510 Building $50,480 | |
| 2024 | $3,119.00 | $58,990 Land $8,510 Building $50,480 | |
| 1998 | $58,990 Land $8,510 Building $50,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (1979–2008) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Oct 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Apr 2025 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: SkyPacket, T-Mobile, Verizon.
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