363 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 363 E Main St, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	1,988 sqft · built 1920
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2022)
Tax Bill	$2,715 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-011.-103.00`

Property Details

APN / Parcel Number

Primary APN	`06-011.-103.00`
Alternative APN	`005621`

Interior

Building Area	1,988 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	363 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:1009-0582
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2031
Census Tract	420400

Owner

Source: McKean County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 GATES HOLW, BRADFORD, PA 16701-2828
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Oct 21, 2020	Deed, Transfer · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Deed Document Number	20221954
Deed Book / Page	1009 / 582
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Jun 7, 2022
Property Address	363 E MAIN ST, BRADFORD, PA 16701-1743
Document Number	001009/582
Book / Page	1009 / 582
Instrument Date	Jun 7, 2022
Instrument	202201954
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 GATES HOLW, BRADFORD, PA 16701-2828

Mortgage

Document Number	0202201955
Date	Jun 7, 2022
Instrument	202201955

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Oct 21, 2020
Property Address	363 E MAIN ST, BRADFORD, PA 16701-1743
Document Number	960/952
Book / Page	960 / 952
Instrument Date	Sep 24, 2020
Instrument	202003494
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$1,150.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 E MAIN ST, BRADFORD, PA 16701-1743

Mortgage

Document Number	202003495
Date	Oct 21, 2020
Instrument	202003495

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,715.00 (+3.23%)	$49,730 (-) Land $10,800 Building $38,930
2024	$2,630.00	$49,730 Land $10,800 Building $38,930
1998			$49,730 Land $10,800 Building $38,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SkyPacket, T-Mobile, Verizon.

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