346 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 346 E Main St, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	3,072 sqft · built 1910
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Tax Bill	$3,423 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-008.-149.00`

Property Details

APN / Parcel Number

Primary APN	`06-008.-149.00`
Alternative APN	`004951`

Interior

Building Area	3,072 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	125 ft deep x 59 ft wide

Location & Zoning

Street Address	346 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0894-0895
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2042
Census Tract	420400

Owner

Source: McKean County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	346 E MAIN ST, BRADFORD, PA 16701-1754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage MOUNTAIN LAUREL FCU
Mar 23, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 23, 2018
Transfer Doc	894/0895
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	346 E MAIN ST, BRADFORD, PA 16701-1754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	866/0278
Date	Feb 10, 2017
Book Page	866/0278
Instrument	201700560

Lender

Name	MOUNTAIN LAUREL FCU
Type	Credit Union
Address	BRADFORD, PA 16701

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jan 28, 2027

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKEAN PA
Recording Date	Mar 23, 2018
Property Address	346 E MAIN ST, BRADFORD, PA 16701-1754
Document Number	894/0895
Book / Page	894 / 0895
Instrument Date	Mar 23, 2018
Instrument	201801014
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 E MAIN ST, BRADFORD, PA 16701-1754

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,423.00	$62,690 (-) Land $12,000 Building $50,690
2025	$3,423.00 (+3.26%)	$62,690 (-) Land $12,000 Building $50,690
2024	$3,315.00	$62,690 Land $12,000 Building $50,690
1998			$62,690 Land $12,000 Building $50,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SkyPacket, T-Mobile, Verizon.

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