3509 Elma St, Camarillo, CA 93010 Property Records

Ventura County property record for 3509 Elma St, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,295 sqft · built 1973
Lot Size	0.172 acres (7,478 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Dec 2015)
Tax Bill	$4,416 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`167-0-181-100`

Property Details

APN / Parcel Number

Primary APN	`167-0-181-100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,295 sqft Living Area
1st Floor Area	1,407 sqft
2nd Floor Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	7,478 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Pool Area	580 sqft
Porch	Slab
Porch Area	42 sqft

Location & Zoning

Street Address	3509 ELMA ST
City	CAMARILLO
State	CA
Zip	93010-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 200903 LOT: 165 REF: 059MR 023
Legal Subdivision	2009-3
Legal Tract	200903
Legal Block	181
Legal Lot Number	165
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	2
Census Block	2006
Census Tract	5404

Owner

Source: Ventura County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3509 ELMA ST, CAMARILLO, CA 93010-3931
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Apr 6, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2015 · Amount on Record
Deed Sale	Dec 21, 2015 · Amount on Record
Prior Sale	May 9, 1996 · Amount on Record
Deed Document Number	2015183233
Last Transfer Date	May 25, 2016
Transfer Doc	0000043838
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3509 ELMA ST, CAMARILLO, CA 93010-3931
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 ELMA ST, CAMARILLO, CA 93010-3931

Mortgage

Document Number	0000103240
Date	May 24, 2021
Instrument	20210524-00103240

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3509 ELMA ST, CAMARILLO, CA 93010-3931
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 ELMA ST, CAMARILLO, CA 93010-3931

Mortgage

Document Number	0000074445
Date	Jul 11, 2022
Instrument	2022000074445

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3509 ELMA ST, CAMARILLO, CA 93010-3931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147228
Date	Nov 13, 2017
Instrument	20171113-00147228

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3509 ELMA ST, CAMARILLO, CA 93010-3931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086805
Date	Jul 30, 2018
Instrument	20180730-00086805

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Apr 6, 2022
Property Address	3509 ELMA ST, CAMARILLO, CA 93010-3931
Document Number	0000043838
Map Reference	MB 59 PG 23&24
Instrument Date	May 25, 2016
Instrument	2022000043838
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3509 ELMA ST, CAMARILLO, CA 93010-3931

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$398,173 (+2%) Land $159,267 Building $238,906
2025	$4,416.00 (+1.99%)	$390,366 (+4.04%) Land $156,144 Building $234,222
2024	$4,330.00 (+3.71%)
2023	$4,175.00 (+2.2%)	$375,208 Land $150,080 Building $225,128
2022	$4,085.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMARILLO WATER DEPT serves 47,701 people · EPA ID CA5610019
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Rocket Broadband, Verizon.

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