3431 Elma St, Camarillo, CA 93010 Property Records

Ventura County property record for 3431 Elma St, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,479 sqft · built 1973
Lot Size	0.172 acres (7,478 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2016)
Tax Bill	$7,299 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`167-0-181-120`

Property Details

APN / Parcel Number

Primary APN	`167-0-181-120`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,479 sqft Living Area
Gross Area	2,317 sqft
1st Floor Area	1,548 sqft
2nd Floor Area	769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	7,478 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Patio Area	340 sqft

Location & Zoning

Street Address	3431 ELMA ST
City	CAMARILLO
State	CA
Zip	93010-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 200903 LOT: 167 REF: 059MR 023
Legal Tract	200903
Legal Block	181
Legal Lot Number	167
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	2
Census Block	2006
Census Tract	5404

Owner

Source: Ventura County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3431 ELMA ST, CAMARILLO, CA 93010-3929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 18, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2016 · Amount on Record
Deed Sale	Jun 1, 2016 · Amount on Record
Prior Sale	Mar 7, 2000 · Amount on Record
Deed Document Number	201675674
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3431 ELMA ST, CAMARILLO, CA 93010-3929
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 ELMA ST, CAMARILLO, CA 93010-3929

Mortgage

Document Number	0000039831
Date	Feb 24, 2021
Instrument	20210224-00039831

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3431 ELMA ST, CAMARILLO, CA 93010-3929
Document Number	0000036491
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 ELMA ST CAMARILLO CA 930103929, CAMARILLO, CA 93010-3929

Mortgage

Document Number	0000036491
Date	Mar 12, 2020
Instrument	36491

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3431 ELMA ST, CAMARILLO, CA 93010-3929
Document Number	0000004755
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 5, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 ELMA ST CAMARILLO CA 930103929, CAMARILLO, CA 93010-3929

Mortgage

Document Number	0000004755
Date	Jan 17, 2018
Instrument	4755

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$664,104 (+2%) Land $431,670 Building $232,434
2025	$7,299.00 (+2.01%)	$651,083 (+4.04%) Land $423,206 Building $227,877
2024	$7,155.00 (+3.71%)
2023	$6,899.00 (+0.29%)	$625,801 Land $406,772 Building $219,029
2022	$6,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMARILLO WATER DEPT serves 47,701 people · EPA ID CA5610019
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Rocket Broadband, Verizon.

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