3521 Elma St, Camarillo, CA 93010 Property Records

Ventura County property record for 3521 Elma St, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,318 sqft · built 1973
Lot Size	0.172 acres (7,478 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Aug 2024)
Tax Bill	$9,310 (2025)
Deeds & Mortgages	Nov 2024 Transfer Aug 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`167-0-181-090`

Property Details

APN / Parcel Number

Primary APN	`167-0-181-090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,478 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3521 ELMA ST
City	CAMARILLO
State	CA
Zip	93010-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 200903 LOT: 164 REF: 059MR 023
Legal Subdivision	TRACT 2009 3
Legal Tract	200903
Legal Block	181
Legal Lot Number	164
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	2
Census Block	2006
Census Tract	5404

Owner

Source: Ventura County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3521 ELMA ST, CAMARILLO, CA 93010-3931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 15, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 15, 2024	Intrafamily Transfer, Transfer UNKNOWN, 805TITLE INC
Aug 15, 2024	Intrafamily Transfer, Transfer UNKNOWN, 805 TITLE INC
Dec 8, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 8, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Prior Sale	Dec 8, 2021 · Amount on Record
Deed Document Number	202454910
Last Transfer Date	Nov 8, 2024
Transfer Doc	0000075768
Record Updated	Oct 29, 2026

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 8, 2024
Property Address	3521 ELMA ST, CAMARILLO, CA 93010-3931
Document Number	0000075768
Map Reference	MB 59 PG 23&24
Instrument Date	Nov 8, 2024
Instrument	2024000075768
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3521 ELMA ST, CAMARILLO, CA 93010-3931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 ELMA ST, CAMARILLO, CA 93010-3931

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Aug 15, 2024
Property Address	3521 ELMA ST, CAMARILLO, CA 93010-3931
Document Number	0000054910
Map Reference	MB 59 PG 23&24
Instrument Date	Aug 9, 2024
Instrument	2024000054910
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, 805TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3521 ELMA ST, CAMARILLO, CA 93010-3931

Mortgage

Document Number	0000054911
Date	Aug 15, 2024
Instrument	2024000054911

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2044

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Aug 15, 2024
Property Address	3521 ELMA ST, CAMARILLO, CA 93010-3931
Document Number	0000054909
Map Reference	MB 59 PG 23&24
Instrument Date	Aug 9, 2024
Instrument	2024000054909
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, 805TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 ELMA ST, CAMARILLO, CA 93010-3931

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Aug 15, 2024
Property Address	3521 ELMA ST, CAMARILLO, CA 93010-3931
Document Number	0000054908
Map Reference	MB 59 PG 23&24
Instrument Date	Aug 8, 2024
Instrument	2024000054908
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, 805 TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 ELMA ST, CAMARILLO, CA 93010-3931

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 8, 2021
Property Address	3521 ELMA ST, CAMARILLO, CA 93010-3931
Document Number	0001983218
Map Reference	MB 59 PG 23&24
Instrument Date	Nov 16, 2020
Instrument	2021001983218
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 ELMA ST, CAMARILLO, CA 93010-3931

Mortgage

Document Number	0001983219
Date	Dec 8, 2021
Instrument	2021001983219

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Dec 8, 2021
Property Address	3521 ELMA ST, CAMARILLO, CA 93010-3931
Document Number	0001983217
Map Reference	MB 59 PG 23&24
Instrument Date	Nov 16, 2020
Instrument	2021001983217
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$856,763 (+2%) Land $520,649 Building $336,114
2025	$9,310.00 (+8.13%)	$839,964 (+11.28%) Land $510,440 Building $329,524
2024	$8,610.00 (+3.72%)
2023	$8,301.00 (+0.29%)	$754,800 Land $490,620 Building $264,180
2022	$8,277.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMARILLO WATER DEPT serves 47,701 people · EPA ID CA5610019
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Rocket Broadband, Verizon.

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