3507 Willow Oak Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3507 Willow Oak Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,184 sqft · built 1985
Lot Size	0.219 acres (9,546 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jan 2019)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-14-9770`

Property Details

APN / Parcel Number

Primary APN	`8402-01-14-9770`
Alternative APNs	`34180201149770` `3962001.0` `3962001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	384 sqft
Upper Floors Area	384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,546 sqft (0.219 acres)
Lot Dimensions	129 ft deep x 74 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	384 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3962001.0
Old Parcel Number	34180201149770
Street Address	3507 WILLOW OAK DR
City	EDGEWATER
State	FL
Zip	32141-6529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 14977 & 14978 BLK 484 FLORIDA SHORES NO 26 MB 19 PG 246 PER OR 5052 PG 1778 PER OR 5982 PG 4216 PER OR 6952 PG 1952 PER
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	484
Legal Lot Number	14977 14978
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1030
Census Tract	83007

Owner

3507 Willow Oak Dr is owned and occupied by an individual who bought it in January 2019.

Source: Volusia County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	3507 WILLOW OAK DR, EDGEWATER, FL 32141-6529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jan 31, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2019 · Amount on File
Deed Sale	Jan 31, 2019 · Amount on File
Prior Sale	Feb 21, 2014 · Amount on File
Deed Document Number	2019-020487
Deed Book / Page	7651 / 0936
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3507 WILLOW OAK DR, EDGEWATER, FL 32141-6529
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078570452
Date	May 28, 2020
Book Page	7857/452
Instrument	2020-095245

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Mar 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 31, 2019
Property Address	3507 WILLOW OAK DR, EDGEWATER, FL 32141-6529
Document Number	0076510936
Book / Page	7651 / 0936
Map Reference	MB 19 PG 246
Instrument Date	Jan 25, 2019
Instrument	2019-020487
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	INLET TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 SANDPIPER CT, 311, EDGEWATER, FL 32141-4160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 WILLOW OAK DR, EDGEWATER, FL 32141-6529

Mortgage

Document Number	2019020488
Date	Jan 31, 2019
Instrument	2019-020488

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3507 Willow Oak Dr was $2,058 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,058.00 Homeowner's exemption	$140,118	$208,411 Land $50,450 Building $157,961
2023	$1,660.00 (+3.11%) Homeowner's exemption	$128,240 (+3%)	$193,341 (+17.26%) Land $31,765 Building $161,576
2022	$1,610.00 Homeowner's exemption	$124,505	$164,887 Land $27,654 Building $137,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3507 Willow Oak Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3507 Willow Oak Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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