3430 Willow Oak Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3430 Willow Oak Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,280 sqft · built 1984
Lot Size	0.344 acres (15,000 sqft)
Owner	Owner Name on File
Last Sale	$38,000 (Mar 2011)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-15-0010`

Property Details

APN / Parcel Number

Primary APN	`8402-01-15-0010`
Alternative APNs	`34180201150010` `3962095.0` `3962095`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	1,296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3962095.0
Old Parcel Number	34180201150010
Street Address	3430 WILLOW OAK DR
City	EDGEWATER
State	FL
Zip	32141-6502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 15001 15002 & 15003 BLK 487 FLORIDA SHORES NO 26 MB 19 PG 246 PER OR 3029 PG 1007 PER OR 6546 PG 3418 PER OR 6576 PG
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	487
Legal Lot Number	15001 15002
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1002
Census Tract	83007

Owner

The current owner of 3430 Willow Oak Dr bought it in March 2011.

Source: Volusia County records, as of December 19, 2025

Owner of Record	Owner Name on File
Mailing Address	3430 WILLOW OAK DR, EDGEWATER, FL 32141-6502
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 17, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 17, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 24, 2017	Deed of Trust, Mortgage · VA Mortgage IFREEDOM DIRECT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2011 · Amount on File
Deed Sale	Mar 28, 2011 · Amount on File
Prior Sale	Dec 16, 2010 · Amount on File
Deed Document Number	2011-049915
Deed Book / Page	6576 / 3672
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3430 WILLOW OAK DR, EDGEWATER, FL 32141-6502
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 WILLOW OAK DR, EDGEWATER, FL 32141-6502

Mortgage

Document Number	0083123001
Date	Sep 16, 2022
Book Page	8312/3001
Instrument	2022215678

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3430 WILLOW OAK DR, EDGEWATER, FL 32141-6502
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078090750
Date	Feb 3, 2020
Book Page	7809/0750
Instrument	2020-022165

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3430 WILLOW OAK DR, EDGEWATER, FL 32141-6502
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075333302
Date	Apr 17, 2018
Book Page	7533/3302
Instrument	2018-077179

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3430 WILLOW OAK DR, EDGEWATER, FL 32141-6502
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 WILLOW OAK DR, EDGEWATER, FL 32141-6502

Mortgage

Document Number	0080672109
Date	Jun 17, 2021
Book Page	8067/2109
Instrument	2021-142101

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3430 WILLOW OAK DR, EDGEWATER, FL 32141-6502
Document Number	0074041555
Book / Page	007404 / 001555
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 WILLOW OAK DR EDGEWATER FL 321416502, EDGEWATER, FL 32141-6502

Mortgage

Document Number	0074041555
Date	May 30, 2017
Book Page	007404/001555
Instrument	106403

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$164,035	$267,680 Land $64,800 Building $202,880
2023	Homeowner's exemption	$154,770	$252,097 Land $51,000 Building $201,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3430 Willow Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3430 Willow Oak Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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