3422 Willow Oak Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3422 Willow Oak Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 1987
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (May 2016)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-15-0060`

Property Details

APN / Parcel Number

Primary APN	`8402-01-15-0060`
Alternative APNs	`34180201150060` `02183401150060` `3962117.0` `3962117`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	1,766 sqft
1st Floor Area	1,229 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	336 sqft
Porch	Slab
Porch Area	438 sqft
Deck Area	105 sqft
Patio Area	455 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3962117
Street Address	3422 WILLOW OAK DR
City	EDGEWATER
State	FL
Zip	32141-6502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 15006 & 15007 BLK 487 FLORIDA SHORES NO 26 MB 19 PG 246 PER OR 3785 PG 4979 PER OR 6160 PG 4001 PER OR 6663 PG 3464 PER OR 6696 PG 4666 PER MC 6797 PG 2093 PER OR 7256 PG 2238
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	487
Legal Lot Number	15006
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1002
Census Tract	83007

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3422 WILLOW OAK DR, EDGEWATER, FL 32141-6502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 7, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2016 · Amount on Record
Deed Sale	May 23, 2016 · Amount on Record
Prior Sale	Apr 4, 2012 · Amount on Record
Deed Document Number	201693494
Deed Book / Page	7256 / 2238
Prior Transfer Date	Dec 20, 2011
Prior Transfer Doc	0066633464
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Recording Date	May 18, 2026
Property Address	3422 WILLOW OAK DR, EDGEWATER, FL 32141-6502
Document Number	0000089115
Book / Page	8854 / 1582
Instrument Date	Apr 24, 2026
Instrument	202689115
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNITED WHOLESALE MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 WILLOW OAK DR, EDGEWATER, FL 32141-6502
Investor	Possibly a Property Investor

Mortgage

Document Number	0000089115,
Date	May 18, 2026
Book Page	8854/1582
Instrument	202689115

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3422 WILLOW OAK DR, EDGEWATER, FL 32141-6502
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 WILLOW OAK DR, EDGEWATER, FL 32141-6502

Mortgage

Document Number	0084433472
Date	Aug 7, 2023
Book Page	8443/3472
Instrument	2023161452

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	WASHINGTON, MI 48094

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3422 WILLOW OAK DR, EDGEWATER, FL 32141-6502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 WILLOW OAK DR, EDGEWATER, FL 32141-6502

Mortgage

Document Number	0079231103
Date	Oct 7, 2020
Book Page	7923/1103
Instrument	2020-192199

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3422 WILLOW OAK DR, EDGEWATER, FL 32141-6502
Document Number	0077571718
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 WILLOW OAK DR EDGEWATER FL 321416502, EDGEWATER, FL 32141-6502

Mortgage

Document Number	0077571718
Date	Oct 8, 2019
Book Page	007757/001718
Instrument	197524

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,607 (+2.7%)	$232,739 (-6.46%) Land $54,000 Building $178,739
2025	$1,287.00 (+6.28%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$141,779 (+5.99%)	$248,809 (+4.91%) Land $54,000 Building $194,809
2023	$1,211.00 (+4.76%) Disabled Person's exemption Veteran's exemption	$133,771 (+3%)	$237,158 (+15.4%) Land $34,000 Building $203,158
2022	$1,156.00 Disabled Person's exemption Veteran's exemption	$129,875	$205,504 Land $29,600 Building $175,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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