3507 E 38th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 3507 E 38th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1960
Lot Size	0.174 acres (7,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,500 (May 1998)
Tax Bill	$3,250 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`060/07929-045-000`

Property Details

APN / Parcel Number

Primary APN	`060/07929-045-000`
Alternative APN	`792328102014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	108 ft deep x 70 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3507 E 38TH CT
City	DES MOINES
State	IA
Zip	50317-5819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 SHERIDAN PLAZA
Legal Subdivision	SHERIDAN PLAZA
Legal Lot Number	45
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1005
Census Tract	102

Owner

Source: Polk County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3507 E 38TH CT, DES MOINES, IA 50317-5819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 1998 · Amount on Record
Deed Sale	May 21, 1998 · Amount on Record
Deed Document Number	199892421
Deed Book / Page	7911 / 275
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jul 31, 2026
Property Address	3507 E 38TH CT, DES MOINES, IA 50317-5819
Document Number	0000047139
Book / Page	20610 / 555
Instrument Date	Jul 27, 2026
Instrument	202647139
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 E 38TH CT, DES MOINES, IA 50317-5819

Mortgage

Document Number	0000047139,
Date	Jul 31, 2026
Book Page	20610/555
Instrument	202647139

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3507 E 38TH CT, DES MOINES, IA 50317-5819
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014138
Date	Mar 28, 2024
Book Page	19752/475
Instrument	2024-00014138

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,500 (+12.98%) Land $40,800 Building $157,700	$198,500 (+12.98%) Land $40,800 Building $157,700
2024	$3,250.00 (+1.75%)
2023		$175,700 Land $35,600 Building $140,100	$175,700 Land $35,600 Building $140,100
2020	$3,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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