Polk County property record for 3513 E 38th Ct, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,612 sqft · built 1961 |
| Lot Size | 0.174 acres (7,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $222,000 (Mar 2026) |
| Tax Bill | $3,594 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/07929-046-000 |
| Primary APN | 060/07929-046-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 212 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,560 sqft (0.174 acres) |
| Lot Dimensions | 108 ft deep x 70 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3513 E 38TH CT |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-5819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 SHERIDAN PLAZA |
| Legal Subdivision | SHERIDAN PLAZA |
| Legal Lot Number | 46 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 102 |
Source: Polk County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3513 E 38TH CT, DES MOINES, IA 50317-5819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 16, 2026 | Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC |
| Aug 26, 2020 | Quit Claim Deed, Transfer NEIGHBORHOOD FIN |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD FIN |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD FIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Feb 24, 2009 · Amount on Record |
| Deed Document Number | 202614150 |
| Deed Book / Page | 20449 / 984 |
| Prior Transfer Date | Oct 11, 2005 |
| Prior Transfer Doc | 0000072097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Mar 16, 2026 |
| Property Address | 3513 E 38TH CT, DES MOINES, IA 50317-5819 |
| Document Number | 0000014150 |
| Book / Page | 20449 / 984 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 2026-00014150 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | FIRST AMERICAN SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $354.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3513 E 38TH CT, DES MOINES, IA 50317-5819 |
| Document Number | 0000014151 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026-00014151 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 26, 2020 |
| Property Address | 3513 E 38TH CT, DES MOINES, IA 50317-5819 |
| Document Number | 0000022092 |
| Book / Page | 018028 / 000171 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 22092 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3513 E 38TH ST DES MOINES IA 503175811, DES MOINES, IA 50317-5811 |
| Document Number | 22093 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 018028/000173 |
| Instrument | 22093 |
| Name | NEIGHBORHOOD FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | DES MOINES, IA 50314 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Document Number | 22094, |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 018028/000184 |
| Instrument | 22094 |
| Name | NEIGHBORHOOD FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | DES MOINES, IA 50314 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 25, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3513 E 38TH CT, DES MOINES, IA 50317-5819 |
| Document Number | 0000022093 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3513 E 38TH CT DES MOINES IA 503175819, DES MOINES, IA 50317-5819 |
| Document Number | 0000022093 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 018028/000173 |
| Instrument | 22093 |
| Name | NEIGHBORHOOD FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | DES MOINES, IA 50314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3513 E 38TH CT, DES MOINES, IA 50317-5819 |
| Document Number | 0000022094 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3513 E 38TH CT DES MOINES IA 503175819, DES MOINES, IA 50317-5819 |
| Document Number | 0000022094 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 018028/000184 |
| Instrument | 22094 |
| Name | NEIGHBORHOOD FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | DES MOINES, IA 50314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 25, 2025 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $218,900 (+13.3%) Land $40,800 Building $178,100 | $218,900 (+13.3%) Land $40,800 Building $178,100 | |
| 2024 | $3,594.00 (-4.57%) | ||
| 2023 | $193,200 Land $35,600 Building $157,600 | $193,200 Land $35,600 Building $157,600 | |
| 2020 | $3,766.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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