3429 E 38th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 3429 E 38th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1961
Lot Size	0.169 acres (7,344 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Aug 2026)
Tax Bill	$4,002 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/07929-043-000`

Property Details

APN / Parcel Number

Primary APN	`060/07929-043-000`
Alternative APN	`792328102016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,344 sqft (0.169 acres)
Lot Dimensions	108 ft deep x 68 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3429 E 38TH CT
City	DES MOINES
State	IA
Zip	50317-5817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 68 F LOT 43 SHERIDAN PLAZA
Legal Subdivision	SHERIDAN PLAZA
Legal Lot Number	43
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1005
Census Tract	102

Owner

Source: Polk County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3429 E 38TH CT, DES MOINES, IA 50317-5817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
Jun 26, 2020	Deed of Trust, Mortgage · FHA Mortgage LAND HM FIN'L SVCS INC
Jun 29, 2020	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Oct 25, 2018	Legal Action/Court Order, Foreclosure · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Jun 29, 2020 · Amount on File
Deed Document Number	202647304
Deed Book / Page	20611 / 360
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 3, 2026
Property Address	3429 E 38TH CT, DES MOINES, IA 50317-5817
Document Number	0000047304
Book / Page	20611 / 360
Instrument Date	Jul 24, 2026
Instrument	202647304
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,279.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 E 38TH CT, DES MOINES, IA 50317-5817

Mortgage

Document Number	0000047305,
Date	Aug 3, 2026
Instrument	202647305

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3429 E 38TH CT, DES MOINES, IA 50317-5817
Document Number	0000114190
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 E 38TH CT DES MOINES IA 503175817, DES MOINES, IA 50317-5817

Mortgage

Document Number	0000114190
Date	Jun 29, 2020
Book Page	017918/000075
Instrument	114190

Lender

Name	LAND HM FIN'L SVCS INC
Address	1355 WILLOW WAY # 250, CONCORD, CA 94520-8113

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 29, 2020
Property Address	3429 E 38TH CT, DES MOINES, IA 50317-5817
Document Number	201900114188
Book / Page	17918 / 72
Instrument Date	Jun 24, 2020
Instrument	2019-00114188
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 E 38TH CT, DES MOINES, IA 50317-5817

Mortgage

Document Number	201900114190
Date	Jun 29, 2020
Instrument	2019-00114190

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0000114191
Date	Jun 29, 2020
Book Page	17918/91
Instrument	2019-00114191

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2018: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	POLK IA
Recording Date	Oct 25, 2018
Property Address	3429 E 38TH CT, DES MOINES, IA 50317-5817
Document Number	201800032963
Book / Page	17123 / 0195
Instrument Date	Oct 19, 2018
Instrument	2018-00032963
Transaction Type	Foreclosure
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4401 WESTOWN PKWY STE 302, 4401, WEST DES MOINES, IA 50266-6721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 E 38TH CT, DES MOINES, IA 50317-5817

Mortgage

Document Number	201800032965
Date	Oct 25, 2018
Instrument	2018-00032965

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,002.00 (+2.14%)	$237,700 (+13.41%) Land $39,900 Building $197,800	$237,700 (+13.41%) Land $39,900 Building $197,800
2024	$3,918.00 (+14.29%)
2023		$209,600 Land $34,800 Building $174,800	$209,600 Land $34,800 Building $174,800
2020	$3,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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