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  5. Francisco S Ramirez St

3505 Francisco S Ramirez St, Laredo, TX 78046 Property Records

Webb County property record for 3505 Francisco S Ramirez St, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,514 sqft · built 2021
Lot Size0.117 acres (5,082 sqft)
Owner2 Individual Names on File
Last Sale$206,000 (Aug 2021)
Tax Bill$1,189 (2025)
Deeds & MortgagesAug 2021 Mortgage
Mar 2021 Sale
Flood ZoneZone X (minimal risk)
APN950-35009-030

Property Details

APN / Parcel Number

Primary APN950-35009-030
Alternative APN
  • 786452

Interior

Stories1 Story
Building Area1,514 sqft Living Area
Gross Area1,914 sqft
1st Floor Area1,514 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,082 sqft (0.117 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area32 sqft

Location & Zoning

Street Address3505 FRANCISCO S RAMIREZ ST, ST
CityLAREDO
StateTX
Zip78046-5509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOMAS DEL SUR SUBD. UNIT IX BLK 9 LOT 3
Legal SubdivisionLOMAS DEL
Legal Block9
Legal Lot Number3
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1000
Census Tract1806

Owner

3505 Francisco S Ramirez St is owned by two individuals who bought it in August 2021.

Source: Webb County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address3505 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
PANORAMA MORTGAGE GROUP LLC
Mar 11, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2021 · Amount on File
Deed SaleAug 6, 2021 · Amount on File
Deed Document Number20211438139
Deed Book / Page5086 / 668
Prior Transfer DateAug 4, 2021
Prior Transfer Doc005086/668
Record UpdatedOct 29, 2026

August 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateAug 6, 2021
Property Address3505 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509
Document Number005086/668
Book / Page5086 / 668
Map ReferenceVOL 38 PG 23&24
Instrument DateAug 4, 2021
Instrument1438139
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 12, 2023
Title CompanyALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3505 FRANCISO S RAMIREZ, LAREDO, TX 78046-5509

Mortgage

Document Number0001438140
DateAug 6, 2021
Instrument1438140
Lender
NamePANORAMA MORTGAGE GROUP LLC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEBB TX
Recording DateMar 11, 2021
Property Address3505 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509
Document Number004973/709
Book / Page4973 / 709
Map ReferenceVOL 38 PG 23&24
Instrument DateMar 3, 2021
Instrument1421226
Transaction TypeTransfer
Record UpdatedJan 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 MURCIA DR, LAREDO, TX 78046-7477

Tax Assessment & Valuation

The 2025 property tax bill for 3505 Francisco S Ramirez St was $1,189, up 1.4% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,673 (-0.59%) Land $55,546 Building $178,127$233,673 (-0.59%) Land $55,546 Building $178,127
2025$1,189.00 (+1.36%)$235,065 Land $55,546 Building $179,519$235,065 Land $55,546 Building $179,519
2024$1,173.00
2023$217,153 Land $32,423 Building $184,730$217,153 Land $32,423 Building $184,730
2022$1,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3505 Francisco S Ramirez St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3505 Francisco S Ramirez St is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Smartcom Telephone.

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