3503 Francisco S Ramirez St, Laredo, TX 78046 Property Records

Webb County property record for 3503 Francisco S Ramirez St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,703 sqft · built 2021
Lot Size	0.114 acres (4,957 sqft)
Owner	Individual Name on File
Tax Bill	$1,301 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`950-35009-020`

Property Details

APN / Parcel Number

Primary APN	`950-35009-020`
Alternative APN	`786448`

Interior

Stories	2 Stories
Building Area	1,703 sqft Living Area
Gross Area	2,165 sqft
1st Floor Area	760 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,957 sqft (0.114 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	442 sqft

Location & Zoning

Street Address	3503 FRANCISCO S RAMIREZ ST, ST
City	LAREDO
State	TX
Zip	78046-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR SUBD. UNIT IX BLK 9 LOT 2
Legal Subdivision	LOMAS DEL
Legal Block	9
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1000
Census Tract	1806

Owner

3503 Francisco S Ramirez St is owned and occupied by an individual who acquired it in May 2022.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3503 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK
Oct 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022
Deed Sale	May 11, 2022
Deed Document Number	20221467438
Deed Book / Page	5271 / 315
Record Updated	Oct 29, 2026

May 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 11, 2022
Property Address	3503 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509
Document Number	005271/315
Book / Page	5271 / 315
Map Reference	VOL 38 PG 23&24
Instrument Date	May 9, 2022
Instrument	1467438
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3503 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509

Mortgage

Document Number	0001467439
Date	May 11, 2022
Instrument	1467439

Lender

Name	REGIONS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Oct 22, 2021
Property Address	3503 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509
Document Number	005137/157
Book / Page	5137 / 157
Map Reference	VOL 38 PG 23&24
Instrument Date	Oct 21, 2021
Instrument	1446257
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 MURCIA DR, LAREDO, TX 78046-7477

Tax Assessment & Valuation

The 2025 property tax bill for 3503 Francisco S Ramirez St was $1,301 with a homeowner's exemption, up 1.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,643 (-0.62%) Land $54,725 Building $200,918	$255,643 (-0.62%) Land $54,725 Building $200,918
2025	$1,301.00 (+1.64%) Homeowner's exemption	$257,233 Land $54,725 Building $202,508	$257,233 Land $54,725 Building $202,508
2024	$1,280.00
2023		$238,335 Land $31,923 Building $206,412	$238,335 Land $31,923 Building $206,412
2022	$875.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3503 Francisco S Ramirez St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3503 Francisco S Ramirez St is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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