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3504 E Oakland Ave, Bloomington, IL 61704 Property Records

McLean County property record for 3504 E Oakland Ave, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,994 sqft · built 1997
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on File
Last Sale$196,000 (May 2020)
Tax Bill$6,889 (2024)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-01-453-009

Property Details

APN / Parcel Number

Primary APN21-01-453-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,994 sqft Living Area
Gross Area2,610 sqft
1st Floor Area1,474 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area9,147 sqft (0.21 acres)
Lot Dimensions116 ft deep x 69 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Deck Area178 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3504 E OAKLAND AVE
CityBLOOMINGTON
StateIL
Zip61704-9590
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionWATERFORD ESTATES SUB IN THE CITY OF BLOOMINGTON LOT 3
Legal Range02E
Legal Township23N
Legal Section01
Legal SubdivisionWATERFORD ESTATES
Legal Lot Number3
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2012
Census Tract1103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3504 E OAKLAND AVE, BLOOMINGTON, IL 61704-9590
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2020 · Amount on File
Deed SaleMay 6, 2020 · Amount on File
Prior SaleMay 7, 2008 · Amount on File
Deed Document Number20207987
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMay 6, 2020
Property Address3504 E OAKLAND AVE, BLOOMINGTON, IL 61704-9590
Document Number202000007987
Map ReferenceDOC 96-23303
Instrument DateApr 30, 2020
Instrument2020-00007987
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$294.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3504 E OAKLAND AVE, BLOOMINGTON, IL 61704-9590

Mortgage

Document Number202000007988
DateMay 6, 2020
Instrument2020-00007988
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2035
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$101,277 (+35.59%) Land $20,399 Building $80,878$303,831 (+35.59%) Land $61,197 Building $242,634
2024$6,889.00 (+2%)
2023$5,741.00$74,696 Land $15,045 Building $59,651$224,088 Land $45,135 Building $178,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimJun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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