3402 E Oakland Ave, Bloomington, IL 61704 Property Records

McLean County property record for 3402 E Oakland Ave, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,447 sqft · built 2017
Lot Size	3.37 acres (146,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Jun 2012)
Tax Bill	$14,926 (2024)
Deeds & Mortgages	Jun 2017 Construction Loan Jan 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-01-451-044`

Property Details

APN / Parcel Number

Primary APN	`21-01-451-044`
Alternative APN	`2101451042`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,447 sqft Living Area
Gross Area	5,441 sqft
1st Floor Area	2,420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	146,976 sqft (3.37 acres)
Lot Dimensions	517 ft deep x 159 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	909 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Concrete/Masonry Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2101451042
Street Address	3402 E OAKLAND AVE
City	BLOOMINGTON
State	IL
Zip	61704-6208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT SE 1-23-2E BEG SE COR LOT 26 RESUB OF LOT 25 THE CRYSTALS PUD, N517, E355, S317, W194.2, S200.01, W158.8 TO POB
Legal Subdivision	THE CRYSTALS PUD
Legal Lot Number	26,25
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2013
Census Tract	1103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3402 E OAKLAND AVE, BLOOMINGTON, IL 61704-6208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES III LLC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Nov 20, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2012 · Amount on Record
Deed Sale	Jun 6, 2012 · Amount on Record
Deed Document Number	201213890
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3402 E OAKLAND AVE, BLOOMINGTON, IL 61704-6208
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201700010576
Date	Jun 16, 2017
Instrument	2017-00010576

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Mar 6, 2018

Interest

Rate	4.75%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3402 E OAKLAND AVE, BLOOMINGTON, IL 61704-6208
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201800001114
Date	Jan 16, 2018
Instrument	2018-00001114

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3402 E OAKLAND AVE, BLOOMINGTON, IL 61704-6208
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202000023179
Date	Oct 29, 2020
Instrument	2020-00023179

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3402 E OAKLAND AVE, BLOOMINGTON, IL 61704-6208
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, FRONTIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202000005378
Date	Mar 27, 2020
Instrument	2020-00005378

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ROCK CITY, IL 61070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 11, 2022
Property Address	3402 E OAKLAND AVE, BLOOMINGTON, IL 61704-6208
Document Number	202200002861
Instrument Date	Jan 20, 2022
Instrument	2022-00002861
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	ALLIANCE LAND TITLE, ALLIANCE LAND TITE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3402 E OAKLAND AVE, BLOOMINGTON, IL 61704-6208

Mortgage

Document Number	202200002862
Date	Feb 11, 2022
Instrument	2022-00002862

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Nov 20, 2017
Property Address	3402 E OAKLAND AVE, BLOOMINGTON, IL 61704-6208
Document Number	201700020973
Instrument Date	Nov 14, 2017
Instrument	2017-00020973
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3402 E OALAND AVE, BLOOMINGTON, IL 61704-6208
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,395 (+5.68%) Land $63,637 Building $130,758	$583,185 (+5.68%) Land $190,911 Building $392,274
2024	$14,926.00 (+0.36%)
2023	$14,873.00 (+11.8%)	$183,955 (+9.8%) Land $60,220 Building $123,735	$551,865 (+9.8%) Land $180,660 Building $371,205
2022	$13,303.00	$167,532 Land $54,844 Building $112,688	$502,596 Land $164,532 Building $338,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media.

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