4004 E Oakland Ave, Bloomington, IL 61704 Property Records

McLean County property record for 4004 E Oakland Ave, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 1969
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Tax Bill	$4,074 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-01-477-034`

Property Details

APN / Parcel Number

Primary APN	`21-01-477-034`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4004 E OAKLAND AVE
City	BLOOMINGTON
State	IL
Zip	61704-1298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL MEADOWS SUC PT SEC 1-23-2E LOT 45
Legal Range	02E
Legal Township	23N
Legal Section	01
Legal Subdivision	COLONIAL MEADOWS
Legal Lot Number	45
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2010
Census Tract	1103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4004 E OAKLAND AVE, BLOOMINGTON, IL 61704-1298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 5, 2021	Intrafamily Transfer, Transfer
Jun 19, 2020	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 24, 2021
Transfer Doc	0000023948
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4004 E OAKLAND AVE, BLOOMINGTON, IL 61704-1298
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	NOT AVAILABLE, RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4004 E OAKLAND AVE, BLOOMINGTON, IL 61704-1298

Mortgage

Document Number	202200000175
Date	Jan 6, 2022
Instrument	2022-00000175

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 2, 2041

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Oct 5, 2021
Property Address	4004 E OAKLAND AVE, BLOOMINGTON, IL 61704-1298
Document Number	202100023948
Instrument Date	Sep 24, 2021
Instrument	2021-00023948
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4004 E OAKLAND AVE, BLOOMINGTON, IL 61704-1298

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4004 E OAKLAND AVE, BLOOMINGTON, IL 61704-1298
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000011041
Date	Jun 19, 2020
Instrument	2020-00011041

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 18, 2040

Interest

Rate	4.34%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Bloomington Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,831 (+16.08%) Land $9,739 Building $52,092	$185,493 (+16.08%) Land $29,217 Building $156,276
2024	$4,074.00 (+8.64%)
2023	$3,750.00 (+13.12%)	$53,265 (+12.86%) Land $8,390 Building $44,875	$159,795 (+12.86%) Land $25,170 Building $134,625
2022	$3,315.00	$47,196 Land $7,434 Building $39,762	$141,588 Land $22,302 Building $119,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLONIAL MEADOWS WATER COMPANY private · serves 193 people · EPA ID IL1135100
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	BLOOMINGTON
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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