3500 Austin St, Gainesville, TX 76240 Property Records

Cooke County property record for 3500 Austin St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,976 sqft · built 2003
Lot Size0.151 acres (6,599 sqft)
Owner2 Individual Names on File
Last Sale$239,800 (Feb 2019)
Tax Bill$5,919 (2026)
Deeds & MortgagesDec 2020 Mortgage
Dec 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN2132-004-00001

Property Details

APN / Parcel Number

Primary APN2132-004-00001
Alternative APN
  • 115247

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,976 sqft Living Area
Gross Area2,794 sqft
1st Floor Area1,434 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,599 sqft (0.151 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area269 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2132-004-00001
Street Address3500 AUSTIN ST
CityGAINESVILLE
StateTX
Zip76240-0487
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHALMERS ESTATES; BLOCK 4; LOT 1; PHASE 1
Legal SubdivisionCHALMERS ESTATES
Legal Phase1
Legal Block4
Legal Lot Number1
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group1
Census Block1005
Census Tract1100

Owner

3500 Austin St is owned and occupied by two individuals who bought it in February 2019.

Source: Cooke County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3500 AUSTIN ST, GAINESVILLE, TX 76240-0487
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK
Dec 10, 2020Correction Deed
GAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE COMPANY
Feb 14, 2019Vendor's Lien, Transfer · Conventional Mortgage
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2019 · Amount on File
Deed SaleFeb 14, 2019 · Amount on File
Deed Document Number201989647
Deed Book / Page2241 / 345
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address3500 AUSTIN ST, GAINESVILLE, TX 76240-0487
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2382/114
DateDec 10, 2020
Book Page2382/114
Instrument2020-10003
Lender
NameFIRST STATE BANK
TypeBank
AddressDENTON, TX 76201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

December 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionCOOKE TX
Recording DateDec 10, 2020
Property Address3500 AUSTIN ST, GAINESVILLE, TX 76240-0487
Document Number002382/130
Book / Page2382 / 130
Instrument DateNov 13, 2020
Instrument2020-10004
Record UpdatedNov 14, 2023
Title CompanyGAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateFeb 14, 2019
Property Address3500 AUSTIN ST, GAINESVILLE, TX 76240-0487
Document Number2241/345
Book / Page2241 / 345
Map ReferenceCAB A SL 123
Instrument DateFeb 14, 2019
Instrument2019-89647
Transaction TypeTransfer
Record UpdatedNov 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 AUSTIN ST, GAINESVILLE, TX 76240-0487

Mortgage

Document Number201989648
DateFeb 14, 2019
Instrument2019-89648
Lender
NameFIRST STATE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3500 Austin St was $5,919 with a homeowner's exemption, up 23.7% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,919.00 (+23.72%) Homeowner's exemption$282,922 (-4.25%) Land $49,500 Building $233,422$282,922 (-4.25%) Land $49,500 Building $233,422
2025$4,784.00 (+6.48%) Homeowner's exemption$295,472 Land $49,500 Building $245,972$295,472 Land $49,500 Building $245,972
2024$4,493.00
2023$256,703 Land $41,250 Building $239,065$280,315 Land $41,250 Building $239,065
2022$4,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3500 Austin St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims16 (1981–2015)
Claims Outside the SFHA7 of 16
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 6 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3500 Austin St is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 75% of Texas
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Element8
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

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