3412 Austin St, Gainesville, TX 76240 Property Records

Cooke County property record for 3412 Austin St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,744 sqft · built 2005
Lot Size0.133 acres (5,785 sqft)
OwnerCompany Name on Record
Last Sale$372,400 (Sep 2023)
Tax Bill$5,534 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN2132-002-00007

Property Details

APN / Parcel Number

Primary APN2132-002-00007
Alternative APN
  • 115229

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,744 sqft Living Area
Gross Area2,409 sqft
1st Floor Area1,744 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area5,785 sqft (0.133 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2132-002-00007
Street Address3412 AUSTIN ST
CityGAINESVILLE
StateTX
Zip76240-0484
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHALMERS ESTATES; BLOCK 2; LOT 7; PHASE 1
Legal SubdivisionCHALMERS ESTATES
Legal Phase1
Legal Block2
Legal Lot Number7
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group1
Census Block1006
Census Tract1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address316 W BROADWAY ST, GAINESVILLE, TX 76240-3970
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOGAN FINANCE CORP
Sep 20, 2023Vendor's Lien, Transfer · Stand-Alone First Mortgage
MUENSTER STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2023 · Amount on Record
Deed SaleSep 20, 2023 · Amount on Record
Prior SaleJul 28, 2011 · Amount on Record
Deed Document Number20236368
Deed Book / Page2604 / 231
Prior Transfer DateJul 25, 2011
Prior Transfer Doc001756/768
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address3412 AUSTIN ST, GAINESVILLE, TX 76240-0484
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00002763/1
DateFeb 4, 2026
Book Page2763/1
Instrument2026-782
Lender
NameLOGAN FINANCE CORP
TypeMortgage Company
AddressHAUPPAUGE, NY 11788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

September 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateSep 20, 2023
Property Address3412 AUSTIN ST, GAINESVILLE, TX 76240-0484
Document Number002604/231
Book / Page2604 / 231
Map ReferenceCAB A SL 123
Instrument DateSep 20, 2023
Instrument2023-6368
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3412 AUSTIN ST, GAINESVILLE, TX 76240-0484

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 W BROADWAY ST, GAINESVILLE, TX 76240-3970

Mortgage

Document Number0020236369
DateSep 20, 2023
Instrument2023-6369
Lender
NameMUENSTER STATE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term61 Months
DueOct 15, 2028

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,534.00 (-4.19%)$264,543 (-4.19%) Land $49,500 Building $215,043$264,543 (-4.19%) Land $49,500 Building $215,043
2025$5,776.00 (+10.4%)$276,105 (+16.74%) Land $49,500 Building $226,605$276,105 (+5.59%) Land $49,500 Building $226,605
2024$5,232.00 (+22.5%)
2023$236,508 Land $41,250 Building $220,226$261,476 Land $41,250 Building $220,226
2022$4,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims16 (1981–2015)
Claims Outside the SFHA7 of 16
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 6 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 75% of Texas
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Element8
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

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