Cooke County property record for 3414 Austin St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,434 sqft · built 2003 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,000 (Aug 2021) |
| Tax Bill | $4,649 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2132-002-00008 |
| Primary APN | 2132-002-00008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 2,108 sqft |
| 1st Floor Area | 1,434 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,599 sqft (0.151 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 25 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2132-002-00008 |
|---|---|
| Street Address | 3414 AUSTIN ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-0484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHALMERS ESTATES; BLOCK 2; LOT 8; PHASE 1 |
| Legal Subdivision | CHALMERS ESTATES |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1100 |
3414 Austin St is owned and occupied by an individual who bought it in August 2021.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3414 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Aug 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INFINITY MORTGAGE HOLDINGS LLC |
| Aug 9, 2021 | Vendor's Lien, Transfer · FHA Mortgage INFINITY MORTGAGE HOLDINGS LLC |
| Jun 11, 2018 | Vendor's Lien, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on File |
| Deed Sale | Aug 9, 2021 · Amount on File |
| Prior Sale | Jun 11, 2018 · Amount on File |
| Deed Document Number | 20216795 |
| Deed Book / Page | 2440 / 523 |
| Prior Transfer Date | Aug 6, 2021 |
| Prior Transfer Doc | 2440/523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Sep 10, 2026 |
| Property Address | 3414 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 0000006909 |
| Book / Page | 2808 / 121 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 20266909 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3414 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 0000006909, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 2808/121 |
| Instrument | 20266909 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 3414 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2440/540 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 2440/540 |
| Instrument | 2021-06797 |
| Name | INFINITY MORTGAGE HOLDINGS LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78711 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Aug 9, 2021 |
| Property Address | 3414 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 2440/523 |
| Book / Page | 2440 / 523 |
| Map Reference | CAB A SL 123 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 2021-06795 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 PINE CONE DR # DR351664, 2, PALM COAST, FL 32135-7001 |
| Name | Verified Name |
|---|---|
| Address | 3414 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 202106796 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021-06796 |
| Name | INFINITY MORTGAGE HOLDINGS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jun 11, 2018 |
| Property Address | 3414 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 2199/217 |
| Book / Page | 2199 / 217 |
| Map Reference | CAB A SL 123 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 00083819 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3414 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 00083820 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 00083820 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 3414 Austin St was $4,649 with a homeowner's exemption, up 34.9% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,649.00 (+34.91%) Homeowner's exemption | $222,203 (-4.01%) Land $49,500 Building $172,703 | $222,203 (-4.01%) Land $49,500 Building $172,703 |
| 2025 | $3,446.00 (-2.32%) Homeowner's exemption | $231,488 Land $49,500 Building $181,988 | $231,488 Land $49,500 Building $181,988 |
| 2024 | $3,528.00 | ||
| 2023 | $218,144 Land $41,250 Building $176,894 | $218,144 Land $41,250 Building $176,894 | |
| 2022 | $4,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3414 Austin St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 16 (1981–2015) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3414 Austin St is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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