290 Harbor Crest Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 290 Harbor Crest Dr, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Owner	Company Name on Record
Tax Bill	$2,097 (2025)
Deeds & Mortgages	Feb 2024 Foreclosure Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242-00-00-055`

Property Details

APN / Parcel Number

Primary APN	`242-00-00-055`
Alternative APNs	`2420000055 00742893` `00742893`

Location & Zoning

Old Parcel Number	2420000055 00742893
Street Address	290 HARBOR CREST DR
City	WATERLOO
State	SC
Zip	29384-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 & PORTION OF LOT 8
Legal Subdivision	HARBOR CREST SUB PH I
Legal Phase	1
Legal Lot Number	7,8
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3035
Census Tract	920202

Owner

Source: Laurens County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 820, CLINTON, SC 29325-0820
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Public Action, Foreclosure
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit PARK STERLING BK
Feb 27, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 23, 2024
Transfer Doc	0D17960141
Record Updated	Jun 8, 2026

February 2024: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	LAURENS SC
Recording Date	Feb 23, 2024
Property Address	290 HARBOR CREST DR, WATERLOO, SC 29384-3642
Document Number	0D17960141
Book / Page	D1796 / 141
Map Reference	MB 68 PG 196
Instrument Date	Feb 22, 2024
Instrument	2024001343
Transaction Type	Foreclosure
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$330.20
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 820, CLINTON, SC 29325-0820
Investor	Possibly a Property Investor

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	290 HARBOR CREST DR, WATERLOO, SC 29384-3642
Document Number	0023420311
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 HARBOR CREST DR WATERLOO SC 293843642, WATERLOO, SC 29384-3642

Mortgage

Document Number	0023420311
Date	Mar 28, 2017
Book Page	002342/000311
Instrument	2888

Lender

Name	PARK STERLING BK
Type	Bank
Address	LAURENS, SC 29360

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Feb 27, 2017
Property Address	290 HARBOR CREST DR, WATERLOO, SC 29384-3642
Document Number	0013100186
Book / Page	001310 / 000186
Instrument Date	Feb 22, 2017
Instrument	1827
Transaction Type	Transfer
Record Updated	Mar 9, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 HARBOR CREST DR WATERLOO SC 293843642, WATERLOO, SC 29384-3642

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,097.00 (+1.75%)	$6,150 (-) Land $6,000 Building $150
2024	$2,061.00	$6,150 (-39.17%) Land $6,000 Building $150
2023		$10,110 (-32.64%) Land $3,370 Building $6,740	$168,500 (-49.02%) Building $168,500
2022	$1,789.00	$15,010 Land $4,350 Building $10,660	$330,500 (+222.44%) Land $150,000 Building $180,500
2021			$102,500 Land $100,000 Building $2,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Crest Dr

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