350 E Henschen St, Garner, IA 50438 Property Records

Hancock County property record for 350 E Henschen St, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,512 sqft · built 2005
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$168,000 (Oct 2016)
Tax Bill$4,444 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2137000200

Property Details

APN / Parcel Number

Primary APN2137000200

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
Basement Area1,512 sqft
Finished Basement810 sqft
Unfinished Basement1,512 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Garage TypeAttached
Garage Area732 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address350 E HENSCHEN ST
CityGARNER
StateIA
Zip50438-8757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEJLIK'S FIRST SUBDIVISION LOT 20
Legal SubdivisionHEJLIK'S 1ST SUBDIVISION
Legal Lot Number20
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1066
Census Tract270100

Owner

350 E Henschen St is owned and occupied by two individuals who bought it in October 2016.

Source: Hancock County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address350 E HENSCHEN ST, GARNER, IA 50438-8757
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK
Nov 3, 2017Deed of Trust, Mortgage
FIRST STATE BANK
Oct 11, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2016 · Amount on File
Deed SaleOct 12, 2016 · Amount on File
Deed Document Number20161797
Prior Transfer DateOct 7, 2016
Prior Transfer Doc0000001797
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address350 E HENSCHEN ST, GARNER, IA 50438-8757
Transaction TypeMortgage
Record UpdatedMar 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000212309
DateOct 1, 2021
Instrument21-2309
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 15, 2051
Interest
Rate TypeFixed Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address350 E HENSCHEN ST, GARNER, IA 50438-8757
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number172083
DateNov 3, 2017
Instrument17-2083
Lender
NameFIRST STATE BANK
TypeBank
AddressBRITT, IA 50423
Agreement
AmountAmount on Record
Term119 Months
DueOct 19, 2027

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address350 E HENSCHEN ST, GARNER, IA 50438-8757
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number191749
DateOct 11, 2019
Instrument19-1749
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueNov 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 350 E Henschen St was $4,444 with a homeowner's exemption, up 0.8% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,444.00 (+0.82%) Homeowner's exemption$332,600 Land $53,660 Building $278,940$332,600 Land $53,660 Building $278,940
2024$4,408.00
2023$308,260 (+7.23%) Land $42,930 Building $265,330$308,260 Land $42,930 Building $265,330
2022$4,661.00 Homeowner's exemption$287,470 Land $42,930 Building $244,540
2021$287,470 Land $42,930 Building $244,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 350 E Henschen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 350 E Henschen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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