Hancock County property record for 325 E Henschen St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,936 sqft · built 2005 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Oct 2019) |
| Tax Bill | $6,198 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2137000210 |
| Primary APN | 2137000210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,936 sqft Living Area |
| 1st Floor Area | 2,600 sqft |
| Basement Area | 1,964 sqft |
| Finished Basement | 2,366 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Mixed |
| Garage Area | 1,236 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 325 E HENSCHEN ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-8757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEJLIK'S FIRST SUBDIVISION LOT 21 |
| Legal Subdivision | HEJLIK'S 1ST SUBDIVISION |
| Legal Lot Number | 21 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 270100 |
325 E Henschen St is owned and occupied by two individuals who bought it in October 2019.
Source: Hancock County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 E HENSCHEN ST, GARNER, IA 50438-8757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 28, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage FARMERS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2019 · Amount on File |
| Deed Sale | Oct 28, 2019 · Amount on File |
| Prior Sale | Dec 9, 2014 · Amount on File |
| Deed Document Number | 20191853 |
| Prior Transfer Date | Sep 9, 2005 |
| Prior Transfer Doc | 0000001964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 325 E HENSCHEN ST, GARNER, IA 50438-8757 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000171816 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 17-1816 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Oct 28, 2019 |
| Property Address | 325 E HENSCHEN ST, GARNER, IA 50438-8757 |
| Document Number | 0000191853 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 19-1853 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 325 E HENSCHEN ST, GARNER, IA 50438-8757 |
| Document Number | 0000191854 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 19-1854 |
| Name | FARMERS STATE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 325 E Henschen St was $6,198 with a homeowner's exemption, down 2.5% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,198.00 (-2.49%) Homeowner's exemption | $459,550 Land $49,000 Building $410,550 | $459,550 Land $49,000 Building $410,550 |
| 2024 | $6,356.00 | ||
| 2023 | $440,090 (+8.1%) Land $39,200 Building $400,890 | $440,090 Land $39,200 Building $400,890 | |
| 2022 | $6,661.00 Homeowner's exemption | $407,120 Land $39,200 Building $367,920 | |
| 2021 | $407,120 Land $39,200 Building $367,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 325 E Henschen St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 325 E Henschen St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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