295 E Henschen St, Garner, IA 50438 Property Records

Hancock County property record for 295 E Henschen St, Garner, IA 50438

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,517 sqft · built 2006
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Mar 2013)
Tax Bill	$4,246 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2137000220`

Property Details

APN / Parcel Number

Primary APN	`2137000220`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,517 sqft Living Area
1st Floor Area	1,517 sqft
Basement Area	1,504 sqft
Finished Basement	750 sqft
Unfinished Basement	1,504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	295 E HENSCHEN ST
City	GARNER
State	IA
Zip	50438-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEJLIK'S FIRST SUBDIVISION LOT 22
Legal Subdivision	HEJLIK'S 1ST SUBDIVISION
Legal Lot Number	22
Jurisdiction	HANCOCK IA
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1069
Census Tract	270100

Owner

295 E Henschen St is owned and occupied by two individuals who bought it in March 2013.

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	295 E HENSCHEN ST, GARNER, IA 50438-8752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2013 · Amount on File
Deed Sale	Mar 21, 2013 · Amount on File
Prior Sale	Aug 14, 2009 · Amount on File
Deed Document Number	2013555
Prior Transfer Date	Mar 19, 2013
Prior Transfer Doc	0000000672
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	Jun 14, 2018
Property Address	295 E HENSCHEN ST, GARNER, IA 50438-8752
Document Number	00000181085
Instrument Date	Jun 10, 2018
Instrument	0000018-1085
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	295 E HENSCHEN ST, GARNER, IA 50438-8752

Mortgage

Document Number	00000181086
Date	Jun 14, 2018
Instrument	0000018-1086

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 295 E Henschen St was $4,246 with a homeowner's exemption, up 0.5% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Garner City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,246.00 (+0.47%) Homeowner's exemption	$318,210 Land $44,000 Building $274,210	$318,210 Land $44,000 Building $274,210
2024	$4,226.00
2023		$296,030 (+9.8%) Land $35,200 Building $260,830	$296,030 Land $35,200 Building $260,830
2022	$4,368.00 Homeowner's exemption	$269,600 Land $35,200 Building $234,400
2021			$269,600 Land $35,200 Building $234,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 E Henschen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 E Henschen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20