35 Willow Ave, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 35 Willow Ave, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,056 sqft · built 1900
Lot Size	0.115 acres (5,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jun 2017)
Tax Bill	$8,705 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINT M:031 L:043`

Property Details

APN / Parcel Number

Primary APN	`WINT M:031 L:043`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
Gross Area	3,297 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,025 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	35 WILLOW AVE
City	WINTHROP
State	MA
Zip	02152-1774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	43
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1010
Census Tract	180400

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 WILLOW AVE, WINTHROP, MA 02152-1774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MASS BAY CREDIT UNION
Sep 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL RESOURCES INC
Jun 15, 2017	Quit Claim Deed, Transfer AMMERICAN FINANCIAL RESOURSES
Jan 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2017 · Amount on Record
Deed Sale	Jun 15, 2017 · Amount on Record
Prior Sale	Jan 9, 2017 · Amount on Record
Deed Book / Page	58085 / 256
Transfer Doc	058085-256
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	35 WILLOW AVE, WINTHROP, MA 02152-1774
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069245-257
Date	Jul 24, 2023
Book Page	69245/257
Instrument	45733

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	35 WILLOW AVE, WINTHROP, MA 02152-1774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63823-180
Date	Sep 24, 2020
Book Page	63823/180
Instrument	81646

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Jun 15, 2017
Property Address	35 WILLOW AVE, WINTHROP, MA 02152-1774
Document Number	58085-256
Book / Page	58085 / 256
Instrument	51786
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 WILLOW AVE, WINTHROP, MA 02152-1774

Mortgage

Document Number	580850258
Date	Jun 15, 2017
Instrument	58085/0258

Lender

Name	AMMERICAN FINANCIAL RESOURSES
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Jan 9, 2017
Property Address	35 WILLOW AVE, WINTHROP, MA 02152-1774
Document Number	57395-51
Book / Page	057395 / 000051
Instrument Date	Jan 6, 2017
Instrument	1729
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Amount	Amount Recorded
Tax	$1,568.64
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	132 LORING RD WINTHROP MA 021522831, WINTHROP, MA 02152-2831

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,705.00 (+17.43%)	$781,400 (+8.78%) Land $354,000 Building $427,400	$820,725 (-1.51%)
2025	$7,413.00 (-3.38%)	$718,300 (-2.44%) Land $337,200 Building $381,100
2024	$7,672.00 (+9.32%)	$736,300 (+12.26%) Land $324,100 Building $412,200	$833,340
2023	$7,018.00	$655,900 Land $296,600 Building $359,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 individual policies
Nearby Flood Policies	70 units insured incl. 16 condo units
Nearby Flood Claims	117 (1978–2024)
Claims Outside the SFHA	5 of 117
Most Recent Claim	Apr 2024 · other causes
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 12 claims Winter Coastal Storm, Dec 1992 · 12 claims Coastal Storm, Oct 1991 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy.

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