Montgomery County property record for 35 Waverly Rd, Wyncote, PA 19095
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,108 sqft · built 1900 |
| Lot Size | 0.077 acres (3,333 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Oct 2023) |
| Tax Bill | $8,656 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00-28033-00-7 |
| Primary APN | 31-00-28033-00-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,108 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Basement Area | 252 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Lot Area | 3,333 sqft (0.077 acres) |
| Lot Dimensions | 150 ft deep x 22 ft wide |
| Garage Area | 374 sqft |
| Porch | Open Frame Porch |
| Porch Area | 144 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 35 WAVERLY RD |
|---|---|
| City | WYNCOTE |
| State | PA |
| Zip | 19095-1209 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R7 |
| Legal Description | ASSESSOR BLOCK-UNIT NUMBER 148-24 |
| Legal Block | 148 |
| Legal Lot Number | 24 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | CHELTENHAM |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 202602 |
Source: Montgomery County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 35 WAVERLY RD, WYNCOTE, PA 19095-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Oct 12, 2023 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Jan 18, 1982 |
| Deed Document Number | 202354514 |
| Deed Book / Page | 6342 / 652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 35 WAVERLY RD, WYNCOTE, PA 19095-1209 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 01537501766 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 15375/01766 |
| Instrument | 2021104204 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Oct 12, 2023 |
| Property Address | 35 WAVERLY RD, WYNCOTE, PA 19095-1209 |
| Document Number | 0063420652 |
| Book / Page | 6342 / 652 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 2023054514 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 WAVERLY RD, WYNCOTE, PA 19095-1209 |
| Document Number | 0158241048 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 15824/1048 |
| Instrument | 2023054515 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Cheltenham Township |
| Unified School District | Cheltenham School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,656.00 | $122,480 (-) | $122,480 (-) |
| 2025 | $8,656.00 (+5.82%) | ||
| 2024 | $122,480 (-) Land $49,560 Building $72,920 | ||
| 2023 | $8,180.00 (+1.14%) | $122,480 Land $49,560 Building $72,920 | |
| 2022 | $8,088.00 | ||
| 1998 | $122,480 (-) Land $49,560 Building $72,920 | ||
| 1996 | $122,480 Land $49,560 Building $72,920 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 57 (1983–2021) |
| Claims Outside the SFHA | 4 of 57 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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