35 W Niagara St, Duluth, MN 55811 Property Records

St. Louis County property record for 35 W Niagara St, Duluth, MN 55811

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 1 ba · 1,136 sqft · built 1959
Lot Size	0.27 acres (11,768 sqft)
Owner	Individual Name on Record
Last Sale	$332,000 (Dec 2021)
Tax Bill	$4,166 (2026)
Deeds & Mortgages	Dec 2021 Sale Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`010-3410-07300`

Property Details

APN / Parcel Number

Primary APN	`010-3410-07300`
Alternative APN	`1122511`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,136 sqft Gross Area
1st Floor Area	1,136 sqft
Basement Area	520 sqft
Finished Basement	520 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	11,768 sqft (0.27 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	9 sqft
Deck Area	40 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1122511
Street Address	35 W NIAGARA ST
City	DULUTH
State	MN
Zip	55811-2301
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 10 THRU 13 SERIAL #
Legal Subdivision	MYERS & WHIPPLES ADD TO DULUTH
Legal Block	44
Legal Lot Number	10-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3004
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4919 W ISLAND BEACH LN, DULUTH, MN 55803-9381
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jan 5, 2017	Loan Modification, Mortgage · Line of Credit REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Deed Document Number	20211050648
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 9, 2021
Property Address	35 W NIAGARA ST, DULUTH, MN 55811-2301
Document Number	0001050648
Instrument Date	Nov 24, 2021
Instrument	1050648
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,095.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4919 W ISLAND BEACH LN, DULUTH, MN 55803-9381

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	35 W NIAGARA ST, DULUTH, MN 55811-2301
Document Number	000T982525
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4341 KINGSTON RD DULUTH MN 558031243, DULUTH, MN 55803-1243

Mortgage

Document Number	000T982525
Date	Feb 24, 2017
Instrument	T982525

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 23, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,166.00 (-8.44%)
2025	$4,550.00 (+3.55%)	$252,200 (-6.8%) Land $39,200 Building $213,000	$252,200 (-6.8%) Land $39,200 Building $213,000
2024	$4,394.00	$270,600 (+14.32%) Land $36,300 Building $234,300	$270,600 (+14.32%) Land $36,300 Building $234,300
2022		$236,700 Land $42,700 Building $194,000	$236,700 Land $42,700 Building $194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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