27 W Niagara St, Duluth, MN 55811 Property Records

St. Louis County property record for 27 W Niagara St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,190 sqft · built 1920
Lot Size	0.202 acres (8,836 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Jun 2020)
Tax Bill	$4,248 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-3410-07270`

Property Details

APN / Parcel Number

Primary APN	`010-3410-07270`
Alternative APN	`1090699`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Gross Area
1st Floor Area	1,190 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	8,836 sqft (0.202 acres)
Garage Area	588 sqft

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Patio Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1090699
Street Address	27 W NIAGARA ST
City	DULUTH
State	MN
Zip	55811-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 8 AND 9 SERIAL #
Legal Subdivision	MYERS AND WHIPPLES ADDITION
Legal Block	44
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3004
Census Tract	400

Owner

27 W Niagara St is owned and occupied by an individual who bought it in June 2020.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	27 W NIAGARA ST, DULUTH, MN 55811-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Warranty Deed, Transfer · Conventional with PMI MEMBERS COOPERATIVE CU
Dec 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Document Number	20201024387
Prior Transfer Date	Nov 15, 2019
Prior Transfer Doc	0001018761
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 10, 2020
Property Address	27 W NIAGARA ST, DULUTH, MN 55811-2301
Document Number	00T1024387
Instrument Date	Jun 5, 2020
Instrument	T1024387
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 W NIAGARA ST DULUTH MN 55811, DULUTH, MN 55811

Mortgage

Document Number	T1024388
Date	Jun 10, 2020
Instrument	T1024388

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 19, 2019
Property Address	27 W NIAGARA ST, DULUTH, MN 55811-2301
Document Number	00T1018761
Instrument Date	Nov 15, 2019
Instrument	T1018761
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 E 4TH ST DULUTH MN 558053895, DULUTH, MN 55805-3895

Tax Assessment & Valuation

The 2026 property tax bill for 27 W Niagara St was $4,248 with a homeowner's exemption, up 4.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,248.00 (+4.12%) Homeowner's exemption
2025	$4,080.00 (+2.98%) Homeowner's exemption	$331,600 (+5.81%) Land $34,000 Building $297,600	$331,600 (+5.81%) Land $34,000 Building $297,600
2024	$3,962.00	$313,400 Land $31,500 Building $281,900	$313,400 Land $31,500 Building $281,900
2022		$275,100 Land $37,100 Building $238,000	$275,100 Land $37,100 Building $238,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 W Niagara St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 W Niagara St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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