111 W Niagara St, Duluth, MN 55811 Property Records

St. Louis County property record for 111 W Niagara St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 910 sqft · built 1963
Lot Size	0.201 acres (8,791 sqft)
Owner	Individual Name on File
Last Sale	$202,500 (Nov 2021)
Tax Bill	$3,776 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3410-07070`

Property Details

APN / Parcel Number

Primary APN	`010-3410-07070`
Alternative APN	`1121193`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	910 sqft Gross Area
1st Floor Area	910 sqft
Basement Area	630 sqft
Finished Basement	630 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	8,791 sqft (0.201 acres)
Garage Area	960 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1121193
Street Address	111 W NIAGARA ST
City	DULUTH
State	MN
Zip	55811-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4, 5, 6, 7 AND 8 BLK 43 SERIAL #
Legal Subdivision	MYERS & WHIPPLES ADD TO DULUTH
Legal Block	43
Legal Lot Number	4-7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3004
Census Tract	400

Owner

111 W Niagara St is owned and occupied by an individual who bought it in November 2021.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	111 W NIAGARA ST, DULUTH, MN 55811-2364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Feb 6, 2015 · Amount on File
Deed Document Number	20211049975
Prior Transfer Date	May 7, 2008
Prior Transfer Doc	0000853114
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 29, 2021
Property Address	111 W NIAGARA ST, DULUTH, MN 55811-2364
Document Number	0001049975
Instrument Date	Nov 10, 2021
Instrument	1049975
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$668.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 W NIAGARA ST, DULUTH, MN 55811-2364

Mortgage

Document Number	0001049976
Date	Nov 29, 2021
Instrument	1049976

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 111 W Niagara St was $3,776, up 6.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,776.00 (+6.37%)
2025	$3,550.00 (+2.6%)	$280,000 (+8.49%) Land $44,200 Building $235,800	$280,000 (+8.49%) Land $44,200 Building $235,800
2024	$3,460.00	$258,100 Land $41,000 Building $217,100	$258,100 Land $41,000 Building $217,100
2022		$227,800 Land $48,300 Building $179,500	$227,800 Land $48,300 Building $179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 W Niagara St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 W Niagara St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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