35 Tracy Ave, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 35 Tracy Ave, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,816 sqft · built 1880
Lot Size	0.094 acres (4,112 sqft)
Owner	Individual Name on Record
Last Sale	$639,000 (Apr 2025)
Tax Bill	$5,320 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:096 L:497 S:036`

Property Details

APN / Parcel Number

Primary APN	`B:096 L:497 S:036`
Alternative APN	`LYNN M:096 B:497 L:036`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,816 sqft Living Area
Gross Area	3,074 sqft
Basement Area	737 sqft
Unfinished Basement	737 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,112 sqft (0.094 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	35 TRACY AVE
City	LYNN
State	MA
Zip	01902-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	497
Legal Lot Number	36
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4001
Census Tract	206300

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 TRACY AVE, LYNN, MA 01902-2126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 30, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANKESB
Feb 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 31, 2019	Quit Claim Deed, Transfer · FHA Mortgage MSA LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Dec 31, 2019 · Amount on Record
Deed Book / Page	42688 / 18
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	35 TRACY AVE, LYNN, MA 01902-2126
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042567-158
Date	Feb 10, 2025
Book Page	42567/158
Instrument	20250210000350

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 30, 2025
Property Address	35 TRACY AVE, LYNN, MA 01902-2126
Document Number	0042688-18
Book / Page	42688 / 18
Instrument Date	Apr 30, 2025
Instrument	20250430000320
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 TRACY AVE, LYNN, MA 01902-2126

Mortgage

Document Number	20250430000330
Date	Apr 30, 2025
Instrument	20250430000330

Lender

Name	BANKESB

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Feb 5, 2020
Property Address	35 TRACY AVE, LYNN, MA 01902-2126
Document Number	38243-197
Book / Page	038243 / 000197
Instrument Date	Dec 30, 2019
Instrument	5002990
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 TRACY AVE LYNN MA 019022126, LYNN, MA 01902-2126

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 31, 2019
Property Address	35 TRACY AVE, LYNN, MA 01902-2126
Document Number	38163-354
Book / Page	38163 / 354
Instrument Date	Nov 15, 2019
Instrument	20191231001500
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 TRACY AVE, LYNN, MA 01902-2126

Mortgage

Document Number	191231001520
Date	Dec 31, 2019
Instrument	191231001520

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,320.00 (+6.96%)	$513,500 (+8.7%) Land $196,600 Building $316,900	$603,440
2024	$4,974.00 (+3.09%)	$472,400 (+9.17%) Land $187,200 Building $285,200
2023	$4,825.00	$432,700 Land $182,500 Building $250,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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