51 Tracy Ave, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 51 Tracy Ave, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,281 sqft · built 1900
Lot Size	0.099 acres (4,330 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2005)
Tax Bill	$5,283 (2025)
Deeds & Mortgages	Aug 2023 Refinance Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`B:096 L:497 S:040`

Property Details

APN / Parcel Number

Primary APN	`B:096 L:497 S:040`
Alternative APN	`LYNN M:096 B:497 L:040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,281 sqft Living Area
Gross Area	2,263 sqft
Basement Area	765 sqft
Unfinished Basement	765 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,330 sqft (0.099 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	51 TRACY AVE
City	LYNN
State	MA
Zip	01902-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LYNN DRAWN
Legal Block	497
Legal Lot Number	40
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4001
Census Tract	206300

Owner

51 Tracy Ave is owned and occupied by an individual who bought it in May 2005.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	51 TRACY AVE, LYNN, MA 01902-2126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS BANK & TRUST
Jun 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2005 · Amount on File
Deed Sale	May 13, 2005 · Amount on File
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	51 TRACY AVE, LYNN, MA 01902-2126
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041721-169
Date	Aug 21, 2023
Book Page	41721/169
Instrument	20230821000140

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	51 TRACY AVE, LYNN, MA 01902-2126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38584-407
Date	Jun 5, 2020
Book Page	38584/407
Instrument	20200605002040

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 51 Tracy Ave was $5,283, up 3.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,283.00 (+3.71%)	$509,900 (+5.39%) Land $197,800 Building $312,100	$510,530
2024	$5,094.00 (+3.08%)	$483,800 (+9.16%) Land $188,400 Building $295,400
2023	$4,942.00	$443,200 Land $183,700 Building $259,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Tracy Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 51 Tracy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

Nearby Properties on Tracy Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures