15 Tracy Ave, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 15 Tracy Ave, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1957
Lot Size	0.071 acres (3,080 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Jun 2026)
Tax Bill	$5,735 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:096 L:497 S:032`

Property Details

APN / Parcel Number

Primary APN	`B:096 L:497 S:032`
Alternative APN	`LYNN M:096 B:497 L:032`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	3,906 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,080 sqft (0.071 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	15 TRACY AVE
City	LYNN
State	MA
Zip	01902-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	497
Legal Lot Number	32
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4001
Census Tract	206300

Owner

15 Tracy Ave is owned and occupied by an individual who bought it in June 2026.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15 TRACY AVE, LYNN, MA 01902-2126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Quit Claim Deed, Transfer
Dec 6, 2021	Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC
Jun 29, 2018	Quit Claim Deed, Transfer · Conventional with PMI LEADER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Document Number	2026666662
Prior Transfer Date	Jun 3, 2026
Prior Transfer Doc	0000666662
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jun 5, 2026
Property Address	15 TRACY AVE, LYNN, MA 01902-2126
Document Number	0000666662
Instrument Date	Jun 3, 2026
Instrument	2026666662
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 TRACY AVE, LYNN, MA 01902-2126

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	15 TRACY AVE, LYNN, MA 01902-2126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000631831
Date	Dec 6, 2021
Instrument	631831

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Jan 1, 2027
Index	Other

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jun 29, 2018
Property Address	15 TRACY AVE, LYNN, MA 01902-2126
Document Number	0000593930
Instrument Date	Jun 19, 2018
Instrument	593930
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 TRACY AVE LYNN MA 019022126, LYNN, MA 01902-2126

Mortgage

Document Number	593931
Date	Jun 29, 2018
Instrument	593931

Lender

Name	LEADER BK NA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15 Tracy Ave was $5,735, up 6.8% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,735.00 (+6.84%)	$553,600 (+8.59%) Land $190,600 Building $363,000	$493,525
2024	$5,368.00 (+3.11%)	$509,800 (+9.19%) Land $181,500 Building $328,300
2023	$5,206.00	$466,900 Land $177,000 Building $289,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Tracy Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Tracy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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