26 Spruce Dr, Hope, RI 02831 Property Records

Scituate Town property record for 26 Spruce Dr, Hope, RI 02831

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,214 sqft · built 1965
Lot Size	0.232 acres (10,110 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (Mar 2024)
Tax Bill	$4,930 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`13-0310-00`

Property Details

APN / Parcel Number

Primary APN	`13-0310-00`
Alternative APNs	`SCIT M:10-0 L:178-00` `M:10=0 L:178=00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	3,864 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,110 sqft (0.232 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	13-0310-00
Street Address	26 SPRUCE DR
City	HOPE
State	RI
Zip	02831-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSW-
Legal Lot Number	178-0
Jurisdiction	SCITUATE RI
Township / Civil Division	SCITUATE
Census Block Group	4
Census Block	4026
Census Tract	13201

Owner

26 Spruce Dr is owned and occupied by an individual who bought it in March 2024.

Source: Scituate Town records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	26 SPRUCE DR, HOPE, RI 02831-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES CU
Jul 13, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 30, 2017	Deed of Trust, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Oct 23, 2003 · Amount on File
Deed Document Number	2024365
Deed Book / Page	886 / 6
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCITUATE RI
Recording Date	Mar 22, 2024
Property Address	26 SPRUCE DR, HOPE, RI 02831-1320
Document Number	00000886-6
Book / Page	886 / 6
Instrument Date	Mar 22, 2024
Instrument	202400000365
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SPRUCE DR, HOPE, RI 02831-1320

Mortgage

Document Number	202400000366
Date	Mar 22, 2024
Instrument	202400000366

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	26 SPRUCE DR, HOPE, RI 02831-1320
Document Number	725-105
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SPRUCE DR HOPE RI 028311320, HOPE, RI 02831-1320

Mortgage

Document Number	725-105
Date	Jul 13, 2019
Book Page	000725/000105

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	26 SPRUCE DR, HOPE, RI 02831-1320
Document Number	670-179
Book / Page	000670 / 000179
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SPRUCE DR HOPE RI 028311320, HOPE, RI 02831-1320

Mortgage

Document Number	670-179
Date	Aug 30, 2017
Book Page	000670/000179
Instrument	42

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 26 Spruce Dr was $4,930.

Source: Scituate Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,930.00	$284,500 Land $105,600 Building $178,900
2023	$4,768.00 (+1%)	$284,500 (-1.28%) Land $105,600 Building $178,900
2022	$4,721.00	$288,200 Land $105,600 Building $182,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26 Spruce Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	29 (1982–2024)
Claims Outside the SFHA	14 of 29
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 4 claims Severe Storms And Flooding, Mar 2010 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Spruce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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