35 Spey Bay Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 35 Spey Bay Ct, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,489 sqft · built 2020
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on File
Last Sale	$354,990 (May 2020)
Tax Bill	$7,544 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`009762-8720`

Property Details

APN / Parcel Number

Primary APN	`009762-8720`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	2,489 sqft Living Area
Gross Area	2,909 sqft
1st Floor Area	1,044 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	35 SPEY BAY CT
City	SAINT JOHNS
State	FL
Zip	32259-6684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95/46-54 ABERDEEN DR HORTON PHASE 4 LOT 872 OR4950/966
Legal Range	27E
Legal Township	05S
Legal Section	09
Legal Subdivision	ABERDEEN (DR HORTON PHASE 4)
Legal Phase	4
Legal Block	1
Legal Lot Number	872
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1029
Census Tract	20810

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 SPEY BAY CT, SAINT JOHNS, FL 32259-6684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage DHI MTG
May 27, 2020	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Deed Document Number	202040406
Deed Book / Page	4950 / 966
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	35 SPEY BAY CT, SAINT JOHNS, FL 32259-6684
Document Number	0049500969
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3257 HAMPSTEAD DR JACKSONVILLE FL 322251748, JACKSONVILLE, FL 32225-1748

Mortgage

Document Number	0049500969
Date	May 27, 2020
Book Page	004950/000969
Instrument	40409

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 27, 2020
Property Address	35 SPEY BAY CT, SAINT JOHNS, FL 32259-6684
Document Number	0049500966
Book / Page	004950 / 000966
Instrument Date	May 27, 2020
Instrument	40406
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$2,485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 SPEY BAY CT ST JOHNS FL 322596684, ST JOHNS, FL 32259-6684

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,130 (-3.03%) Land $95,500 Building $317,630	$413,130 (-3.03%) Land $95,500 Building $317,630
2025	$7,544.00 (+8.94%) Homeowner's exemption	$426,044 (+0.57%)	$426,044 (+0.57%) Land $100,000 Building $326,044
2024	$6,925.00 (-0.24%) Homeowner's exemption	$423,637 (+0.82%)	$423,637 (-4.23%) Land $95,000 Building $328,637
2023	$6,942.00 (+2.51%) Homeowner's exemption	$420,205 (+3%)	$442,349 (+1.49%) Land $95,000 Building $347,349
2022	$6,772.00 Homeowner's exemption	$407,966	$435,859 Land $95,200 Building $340,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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