34 Spey Bay Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 34 Spey Bay Ct, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,046 sqft · built 2020
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$333,990 (Jun 2020)
Tax Bill	$5,889 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009762-8690`

Property Details

APN / Parcel Number

Primary APN	`009762-8690`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,046 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	2,046 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	34 SPEY BAY CT
City	SAINT JOHNS
State	FL
Zip	32259-6684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95/46-54 ABERDEEN DR HORTON PHASE 4 LOT 869 OR4976/1397
Legal Range	27E
Legal Township	05S
Legal Section	09
Legal Subdivision	ABERDEEN (DR HORTON PHASE 4)
Legal Phase	4
Legal Block	1
Legal Lot Number	869
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1029
Census Tract	20810

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34 SPEY BAY CT, SAINT JOHNS, FL 32259-6684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	202051575
Deed Book / Page	4976 / 1397
Record Updated	Jun 8, 2026

June 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 30, 2020
Property Address	34 SPEY BAY CT, SAINT JOHNS, FL 32259-6684
Document Number	0049761397
Book / Page	4976 / 1397
Map Reference	MB 95 PG 46-54
Instrument Date	Jun 29, 2020
Instrument	2020051575
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,338.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SPEY BAY CT, SAINT JOHNS, FL 32259-6684

Mortgage

Document Number	49761398
Date	Jun 30, 2020
Instrument	4976/1398

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,371 (+2.7%)	$393,409 (-1.39%) Land $95,500 Building $297,909
2025	$5,889.00 (+10.97%) Homeowner's exemption	$303,185 (+2.9%)	$398,948 (+0.77%) Land $100,000 Building $298,948
2024	$5,307.00 (+1.3%) Homeowner's exemption	$294,640 (+3%)	$395,886 (-4.15%) Land $95,000 Building $300,886
2023	$5,239.00 (+2.62%) Homeowner's exemption	$286,058 (+3%)	$413,025 (+1.45%) Land $95,000 Building $318,025
2022	$5,105.00 Homeowner's exemption	$277,726	$407,103 Land $95,200 Building $311,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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