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18 Spey Bay Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 18 Spey Bay Ct, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,709 sqft · built 2020
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual on Record
Last Sale$287,990 (May 2020)
Tax Bill$5,512 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN009762-8670

Property Details

APN / Parcel Number

Primary APN009762-8670

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,709 sqft Living Area
Gross Area2,139 sqft
1st Floor Area1,709 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area121 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address18 SPEY BAY CT
CitySAINT JOHNS
StateFL
Zip32259-6684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description95/46-54 ABERDEEN DR HORTON PHASE 4 LOT 867 OR4945/1399 & 5986/977(DM) & 6020/245(Q/C)
Legal Range27E
Legal Township05S
Legal Section09
Legal SubdivisionABERDEEN (DR HORTON PHASE 4)
Legal Phase4
Legal Block1
Legal Lot Number867
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1029
Census Tract20810

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address18 SPEY BAY CT, SAINT JOHNS, FL 32259-6684
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2020 · Amount on Record
Deed SaleMay 19, 2020 · Amount on Record
Deed Document Number202038458
Deed Book / Page4945 / 1399
Last Transfer DateSep 8, 2024
Transfer Doc0060200245
Record UpdatedSep 20, 2026

May 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMay 19, 2020
Property Address18 SPEY BAY CT, SAINT JOHNS, FL 32259-6684
Document Number0049451399
Book / Page4945 / 1399
Map ReferenceMB 95 PG 46-54
Instrument DateMay 15, 2020
Instrument2020038458
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,016.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 SPEY BAY CT, SAINT JOHNS, FL 32259-6684

Mortgage

Document Number49451409
DateMay 19, 2020
Instrument4945/1409
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282,661 (+2.7%)$342,585 (-0.77%) Land $90,000 Building $252,585
2025$5,512.00 (+10.97%) Homeowner's exemption$275,230 (+5.99%)$345,238 (-2.98%) Land $95,000 Building $250,238
2024$4,967.00 (+1.28%)
2023$4,904.00 (+2.64%) Homeowner's exemption$259,683 (+3%)$355,845 (+1.57%) Land $90,000 Building $265,845
2022$4,778.00 Homeowner's exemption$252,119$350,341 Land $89,600 Building $260,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 181 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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